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2022 - Moving forward
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The swich does not usually happen right away.
JUst choose a date after the date the payments go out
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank you! I'd forgotten I could choose a date, good thinkingbeanielou said:The swich does not usually happen right away.
JUst choose a date after the date the payments go out "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £5
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £85
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Well I messaged three electricians yesterday and have had replies from all of them. Two have booked appointments to come and quote and the third has said he'll book something in. Fingers crossed. One is due to come today.
I also am trying to get a plumber to look at our stop !!!!!! as it's seized, but it's not seeming so easy to do that.
Another item sold so that has been posted today."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £87
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Just been catching up with this!!!! Really good to read and Follow this journey!!!1
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Well done on the PADs.
Hope the electrician quotes come back within an acceptable range. Good that they came out.
Glad your knee is improvingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank youabaka said:Just been catching up with this!!!! Really good to read and Follow this journey!!!
Thank yousavingholmes said:Well done on the PADs.
Hope the electrician quotes come back within an acceptable range. Good that they came out.
Glad your knee is improving "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £3
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £90
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Hope you get a good electrician at a reasonable rate. Well done on PADs as per usual If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252
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