We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2022 - Moving forward
Options
Comments
-
Enjoy your bookAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank yousavingholmes said:Enjoy your book
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Thank goodness for the MOT reminder service. Mine is due next month. I'd completely forgotten about it. Better try and get that booked for around payday."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
-
Today has been a challenging day. I've been feeling really down and overwhelmed with everything. I'm fed up with just aching all the time. I was even debating seeing about paying for a private GP health check as you can get an hour or so to discuss concerns. I have loads of little niggles that cumulatively add up to a hassle but individually aren't really an issue. Whilst I recognise that my weight is an issue, my GP seems to be fairly dismissive and just tells me to lose weight whatever it is. I always feel like a bit of a timewaster, so hence, I haven't gone back about my throat, I haven't gone about my knee or any other aches or pains.
Probably for the first time since I stopped eating it, I have been seriously craving chocolate the last few days. I still haven't had any but I've eaten the world instead. I probably would have been better off just buying a big bar of chocolate and stopping once it was gone.
I'd really like to just escape for a while and concentrate on me. Be alone. Do what I need to do to look after myself, and not have people constantly at me at work, at home, and via my phone. A silent retreat would be lovely right now
I'm sure I'll get there one day. Hopefully I'm just tired and grumpy and will get up in a better frame of mind tomorrow.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Sorry you are feeling challenged. It sounds like a 'stop the world, I want to get off' day.
I hope you have a good sleep tonight
Glad you found a knee supportIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Keep plodding my friend xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
We all have days we need to hit pause. I think you need to pursue the medical appointment...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank you. I think it probably was one of those.doingitanyway said:Sorry you are feeling challenged. It sounds like a 'stop the world, I want to get off' day.
I hope you have a good sleep tonight
Glad you found a knee support
Thank youbeanielou said:Keep plodding my friend xx xx
Thank yousavingholmes said:We all have days we need to hit pause. I think you need to pursue the medical appointment... "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £29
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Keep going Jwil. I think many people feel like that sometimes. Stop the world I want to get off or more colloquially **** off and leave me alone.
2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards