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2022 - Moving forward
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Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £19
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Well done on the pad
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Amazing figuresIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £21
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
This week has been a challenging week. My new office and trying to get used to it. I'm very proud that I walked both days but my knee is really painful now. Walking in was a problem, but coming home was a challenge as it's very slightly uphill for most of the way. Not hugely but enough when one is unfit and carrying a big bag!
New office is fine, very grand in some places, and there are probably good opportunities there. However, it's close to town and although there are places to eat lunch (including at the desk!) I haven't yet found anywhere that I could go and tuck myself away for a bit of peace and quiet for a while. I did walk to a park one day and that was nice, but it's obviously not great when it's wet, so I want to find an alternative option. I miss just being able to tuck myself away in the car and having the quiet."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Rest in Peace to the Queen, how sad
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee8 -
Well done for walking. Hope your knee improves soon.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Maybe try a knee support for the knee that hurts. Evenly distribute any weight when walking. Ideally get a back pack. Great that you upping the exercise. I should do the same!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thank yousavingholmes said:Well done for walking. Hope your knee improves soon.
Thank you. My problem is I have really fat legs and knees, so don't know if there's a support that would fit. I must actually look though, as I'm making assumptions. I have a back pack provided by work many years ago but on emptying it yesterday, I realised just how heavy it is even without anything in it. It's also very padded, so I can't actually fit a lot into it. I'm going to try my own lighter weight one next week and see if that helps.doingitanyway said:Maybe try a knee support for the knee that hurts. Evenly distribute any weight when walking. Ideally get a back pack. Great that you upping the exercise. I should do the same!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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