2022 - Moving forward

jwil

Today's PAD - £4
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £91

jwil

I've paid £800 off my mortgage so far this year just through my PADs and sending over money from sales and surveys.  I've barely noticed it!  That's amazing.  I don't know if I will be able to do so well as things keep increasing and the next energy price rise, but I'll keep going as much as I can.

I really want my mortgage to be around £75k, so that's my key target at the moment.  That's where I feel that either of us could manage the mortgage on our own if we had to.

I'm still sulking about the office move.  We worked in that  building before and I hated it (as did most of my colleagues!).  However, we are in a different, refurbished part this time so hopefully it will be better.  It's closer to home, so one benefit will be that I can walk, but the disbenefit will be the additional time as I will need to allow time to get the kids to school and then time to get to work.  It will make my very long days even longer.  But, I will get that exercise and I can take the time to listen to audio books.

It is likely that we will be hot desking, so I will have to carry everything I need, including my lunch etc.  I don't know if we'll have lockers or anything, but hopefully we'll get more details.  

I'm sure it will all work out!

beanielou

Do you not have life insurance?
(I ditched mine when B was a big boy ) 

savingholmes

Sorry the office move is adding hassle. Being able to walk sounds positive.

Well done on £800 PADs so far this year. That's fab.

jwil

beanielou said:

Do you not have life insurance?
(I ditched mine when B was a big boy ) 

Not properly, our various conditions meant it was hugely expensive.  I have a basic policy that I don't really trust would pay out, so consider it a bonus and I have death in service benefits, but DH has nothing.

savingholmes said:

Sorry the office move is adding hassle. Being able to walk sounds positive.

Well done on £800 PADs so far this year. That's fab.

Thank you.  I wouldn't mind the walk as such, but it's the fact I'm going to need to carry everything.  It was confirmed today that I won't be eligible for a locker.  I'm sure I'll get used to it though, just need to get through the initial pain.

savingholmes

It's ridiculous not to supply a locker. Can you appeal to HR?

jwil

I've done my focus group, it was quite interesting!  Hope I don't have to wait too long for my £50

I packed up my desk and left today.  I had a little lump in my throat!  It felt a bit weird.  I'm going to try and see if I can have my office chair though.  I didn't bring a lot home,  but now I have to try and find somewhere to keep the bits I did bring back.

savingholmes

That's a very nice payment. Was it a long session?

another_casualty

Also sorrry about job relocation ..
It sounds like you're not going to amalgamate with another company , which has its challenges . 

Hope things improve .

Sarahwithlove

Wow mortgage overpayments are going well. I may need to try this PAD thing. Do you just use money you have made or do you round down accounts etc?