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2022 - Moving forward
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Glad the searches will be removed.
Keeping cool is important. DD and I are hoping to go to a beach tomorrow though. So not much keeping cool then!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
They do fab vimto lolly's
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Oh & good news on the searches being removed.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
A bit speedy or not, cool pads sound like a good idea. Enjoy
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Thank youanother_casualty said:Enjoy the ice cream and ...the refresher lollies 😬😼
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Thank yousavingholmes said:Glad the searches will be removed.
Keeping cool is important. DD and I are hoping to go to a beach tomorrow though. So not much keeping cool then! Hope you enjoy your trip to the beach, hopefully there'll be a nice sea breeze and you can always have a dip to keep cool!
I saw those, I did contemplate trying them too! Maybe next time....beanielou said:They do fab vimto lolly'sbeanielou said:Oh & good news on the searches being removed.
Thank youdoingitanyway said:A bit speedy or not, cool pads sound like a good idea. Enjoy
Thank you They do make a bit of a difference! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £73
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
My poor little jwil has tonsillitis bless him. He was complaining of a dry throat yesterday morning, so I covid tested him just in case, but he went to school as normal. When he came home he was complaining his throat was sore. Then when he had his tea, the roof of his mouth started bleeding. It's always on a Friday afternoon, isn't it! I took him down to the pharmacy for some advice, they took one look and said he needs to see a doctor. I managed to get through for a phone consult, sent in some photos of his throat, and should be able to pick up a prescription today for him.
He was ok in himself though, so we all still went to the school fayre last night, and they both had lots of fun with their friends. So I'm just taking little miss swimming this morning, and I'm quite relieved about that, as she is in the teaching pool where it is cooler in the viewing area, but little jwil is in the bigger pool and it's always like an oven in there!
Other than that, and a trip to Morrisons to pick up the prescription, a quiet weekend planned here."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Hope the medicine clears it up and little jwil feels better soon. I hope the swimming pool is not to hot. They can be so warm when your watching can't theyJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Thank you. They really are so humid and stuffy!NeverendingDMP said:Hope the medicine clears it up and little jwil feels better soon. I hope the swimming pool is not to hot. They can be so warm when your watching can't they"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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