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2022 - Moving forward
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Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £75
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Morning everyone, DH is out, and the kids are still asleep which is unheard of!
I have been up early and opened everything up to let the cool air in before we roast later. I've put a gammon in the oven before it gets too hot and we'll have that later with salad.
I'm listening to an audiobook while I'm pottering and have done 14 x listings and packed one parcel.
I've got my shopping arriving this morning instead of tomorrow.
Have a good day everyone
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Oh wow well done you. You have been very productive today so far. I've had a very lazy morning in comparison. Feeling hot here too. Slightly nervous really about the weather as not sure our buildings are set out for this and I'm gonna have such a sweaty face at work this week.
Enjoy your dayJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Hope DS improves soon.
Well done on being so productive.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank you, a productive morning, but this afternoon will consist of doing precisely nothing!NeverendingDMP said:Oh wow well done you. You have been very productive today so far. I've had a very lazy morning in comparison. Feeling hot here too. Slightly nervous really about the weather as not sure our buildings are set out for this and I'm gonna have such a sweaty face at work this week.
Enjoy your day
I'm a little bit anxious about this week too. I'll go into the office as long as they have the air con on, otherwise no chance. I know I'm lucky to have that choice! The nights bother me more than the day, I'm not looking forward to them.
Thank yousavingholmes said:Hope DS improves soon.
Well done on being so productive. He seems much better today thankfully. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
We've had our gammon and salad so that's me done for the day now
The house isn't feeling too bad at the moment, but it is rather warm. I have to have all the doors and windows open, I can't keep them shut, as it feels too stuffy without it and we get a nice through breeze. I have kept the curtains closed though in the sunny side of the house.
This afternoon I shall mostly be decluttering books "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Glad the little one seems to be improving .
just a thought ; Is it worth wfh tomorrow/ tues as the journey itself may be an issue ? 🥵2 -
Who do you get your shopping from jwil?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank youanother_casualty said:Glad the little one seems to be improving .
just a thought ; Is it worth wfh tomorrow/ tues as the journey itself may be an issue ? 🥵 I am wfh today, due to be in the office tomorrow and Wednesday. I'm going to check whether the office air con is on, otherwise I'm not going in. The journey shouldn't be too bad as my car has air con, and it's not too far. I'll see how everything is today though before I make a decision! Good thinking though.
Tesco mostly, but occasionally I get one from Iceland too.beanielou said:Who do you get your shopping from jwil?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £3
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £78
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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