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2022 - Moving forward
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Yes, it's been cloudier here today and yesterday which has helped. It felt warmer overnight thoughsavingholmes said:It has been hot today - but not as bad as yesterday.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £67
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Finished early today so I could see the kids new classrooms and meet their teachers. Asked for an update on little miss and her ASD diagnosis and it doesn't look like anything's happened. Her teacher said she'd send me some paperwork to complete. Hopefully we can at least get that done before the end of term.
I ordered one of those mini cycle things yesterday and that's come today. I thought it might encourage me to do some exercise even if I don't leave the house. Some has to be better than none!
I had a call from my water company asking me to take part in a focus group. It's on zoom and they'll pay me £50 for 90 minutes. Err... Yes! I don't even need to leave the house!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Good news on the foccus group:)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Woohoo on the focus group.
Hope the ASD forms get done quickly. Not easy forms though.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank youbeanielou said:Good news on the foccus group:)
Thank yousavingholmes said:Woohoo on the focus group.
Hope the ASD forms get done quickly. Not easy forms though. I haven't got them yet, she was meant to send them through yesterday but no luck so far. I'm sure they will be challenging as I'm still not 100% convinced! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £69
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £71
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I seem to be being a bit spendy again! I've ordered some more cool pads to help us get through this weekend! It's nice to have a spare so when one warms up, we can swap it for another.
I've also done an iceland delivery to top up the freezer. It seemed to include a lot of ice cream
They also had refresher lollies based on the sweets so I bought some of them to try (I blame you @another_casualty )
I've had a reply from the credit report company, and they have upheld my dispute against the searches on my account for the fake gambling accounts, so that's good, they will be removed.
I've booked the kids in for their second covid jabs, and I had an invite to book for a flu jab so I have done that as well (though it's not until September).
I've donated the old school uniform to the school this morning, and took a bag for the charity bank too. The kids took in their donations for the school fayre as well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Enjoy the ice cream and ...the refresher lollies 😬😼2
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