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2022 - Moving forward

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  • doingitanyway
    doingitanyway Posts: 10,005 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Glad the little one is picking up. Hope you get to work in air con tomorrow  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doingitanyway said:
    Glad the little one is picking up. Hope you get to work in air con tomorrow  :)
    Thank you :)  That was the plan, then I got an email saying I was getting an upgraded laptop due to be delivered tomorrow to home.  I then figured I've got a day of meetings tomorrow, so it may not be convenient to answer the door anyway, so I've managed to reschedule til Thursday, so I can go into the office tomorrow and Wednesday as planned.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I finished early today as I was picking the kids up and popped round to see the folks rather than coming back to work.  I'm taking time out on Thursday to see little jwil and his year doing a brass musical performance so I feel like I really need those two long days in the office this week.  I'm looking forward to having a break from the school run for a while :)

    We've had both reports today and both kids have done wonderfully.  I'm very proud of them both!

    I cashed out £8 on PA so will send that to the mortgage tomorrow.  I have my focus group on Wednesday too so hopefully will get paid fairly quickly for that.  

    I've kept everything closed today, and it's definitely helped with the heat.  It's 25 indoors compared to 34 outdoors.  Roll on the cooler air.  I miss having the through breeze though, but there's such a difference in the temps, it's not worth it yet.

    I need to try and do little miss's ASD assessment form tonight so I can send it back.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,223 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Enjoy the office air con and well done to the littles on good school reports. We had lights off and everything at work just to keep the temp down!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • beanielou
    beanielou Posts: 95,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah to good school reports  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the school reports. 

    Well done on the PADs
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you everyone.  Air con was lovely.  We had to turn it off after a couple of hours as we were too cold :D:D 

    We've been notified that we've got to be out of our office in a month's time and moving to another location.  Not impressed!  Tomorrow will be my last day in that office so I need to make sure I clear my desk as I'm not back in the office before we move. 

    I did the ASD assessment form, and it was horrible.  I feel for everyone who has to do PIP forms etc.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £9
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £87
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got the form done. Perhaps you need to write another list now of everything positive about your DD for you - to balance it. I over-obsess on things for example and ruminate - however this gives me a fantastic memory which often is exceptionally useful to me and others... There's always a flip side. 

    Well done on PADs
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    savingholmes said:
    Glad you got the form done. Perhaps you need to write another list now of everything positive about your DD for you - to balance it. I over-obsess on things for example and ruminate - however this gives me a fantastic memory which often is exceptionally useful to me and others... There's always a flip side. 

    Well done on PADs
    Thank you.  That's a good idea.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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