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2022 - Moving forward
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Congratulations on getting work from home 😼👍
In my last place of employment , there was no window in the “office” .
I count my blessings that I made a great escape 🙏🧎Stay cool all !
I’ll leave it there 🥵😼2 -
Good news on WFH & the PADI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
beanielou said:Good news on WFH & the PADAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
NeverendingDMP said:Well done on the pad. And being able to work from home. We were v hot at work today, especially as it's masks back on again. In a heatwave, arrghdoingitanyway said:Oh well done for getting WFH all week. Wish it was me!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
another_casualty said:Congratulations on getting work from home 😼👍
In my last place of employment , there was no window in the “office” .
I count my blessings that I made a great escape 🙏🧎Stay cool all !
I’ll leave it there 🥵😼Oh my goodness, no window? That must have been awful. Great for getting out of that!
beanielou said:Good news on WFH & the PADsavingholmes said:beanielou said:Good news on WFH & the PADHave a good week yourselves
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £6
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £65
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I'm so pleased I can work from home this week, I recognise that I am very lucky to be able to do so!
I've got a busy day today, but if I manage to get some decent time for a lunchbreak I'm going to try and sort out the old uniform. The kids are in PE kit all week, so I just need to leave the minimum for next week. I can then donate the old stuff to school on Friday, and anything that's not in great nick can go in the clothing bank.
Try and stay cool folks. At least WFH means I've got access to the freezer and lots of ice (and ice cream!)"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
jwil said:I'm so pleased I can work from home this week, I recognise that I am very lucky to be able to do so!
I've got a busy day today, but if I manage to get some decent time for a lunchbreak I'm going to try and sort out the old uniform. The kids are in PE kit all week, so I just need to leave the minimum for next week. I can then donate the old stuff to school on Friday, and anything that's not in great nick can go in the clothing bank.
Try and stay cool folks. At least WFH means I've got access to the freezer and lots of ice (and ice cream!)Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...3 -
NeverendingDMP said:jwil said:I'm so pleased I can work from home this week, I recognise that I am very lucky to be able to do so!
I've got a busy day today, but if I manage to get some decent time for a lunchbreak I'm going to try and sort out the old uniform. The kids are in PE kit all week, so I just need to leave the minimum for next week. I can then donate the old stuff to school on Friday, and anything that's not in great nick can go in the clothing bank.
Try and stay cool folks. At least WFH means I've got access to the freezer and lots of ice (and ice cream!)"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
It has been hot today - but not as bad as yesterday.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251
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