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2022 - Moving forward

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm trying to steer away from sugar free stuff - it messes with our bodies - and I'm not convinced it's any healthier.
    I'm trying to steer away from sugar free stuff - it messes with our bodies - and I'm not convinced it's any healthier.
    True. Evidence is beginning to form in this area. 

    @jwil I noticed there is a pre diabetes plan in the Mail online today. 
    Definitely, I totally agree.  

    Thank you @doingitanyway , I'll go and have a look!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for letting me know about the article DIA - it was interesting.  Hopefully the changes I have made will help.  I still need to up the exercise though.

    I've defrosted the small freezer this morning, we're slowly working our way through the contents.  I might try and do the fridge freezer at some point this week too.  Then I can work on restocking them both!

    It's blooming hot here.  I've got in a strop with DH (again) as his stuff is preventing me from moving my chair out of the sun.  I'm going to bag up all the dog toys and pack them away until I can persuade DH to get rid of them.  Our current dog doesn't play with toys, she prefers cuddles or chews, and in all honesty, our previous dog didn't like most of them!

    The new paddling pool has arrived, hopefully DH will pump it and fill it for the kids.  I've swept the patio in advance.  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy the weather while it lasts.

    I will be in the cool inside ;)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy the weather while it lasts.

    I will be in the cool inside ;)
    I like the sun but this is too hot for me.  I did sit with my feet in the paddling pool earlier which was nice until the kids got out their water pistols at which point I dashed back inside.

    I might ask to WFH for the rest of the summer.  Only 2 more weeks til the kids are out of school (and I'll need to anyway), and this week is meant to be hot all week.  The office is stuffy in the heat and they don't like putting the aircon on or opening too many windows.  At least at home I can go and sit in a cooler room, or wear clothing that is more comfortable but I wouldn't wear to the office 😁
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At my work they do have air con so sometimes that's enough to drag me in on a hot day - especially as my car has beautiful air con too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At my work they do have air con so sometimes that's enough to drag me in on a hot day - especially as my car has beautiful air con too.
    They have it, but won't put it on!  Not sure why.  I'd happily go in if I knew it was going to be cool.  If not, I'd rather swelter at home.   I love the air con in my car too.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - a nice hefty £27 due to a survey cashout :grin:  Also £2 for yesterday

    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £59
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh it's warm!  I've got permission to work from home this week hurrah!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,223 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Well done on the pad. And being able to work from home. We were v hot at work today, especially as it's masks back on again. In a heatwave, arrgh
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • doingitanyway
    doingitanyway Posts: 10,007 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Oh well done for getting WFH all week. Wish it was me!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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