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Getting FIREd up 😀
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The interest rate on my LISA has been put up again, so the balance in there will now be earning 95p/day in interest - this is starting to look like real money!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
South_coast said:4 pints of milk on 09/07: £1.35
4 pints of milk on 14/07: £1.45Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
South_coast said:South_coast said:4 pints of milk on 09/07: £1.35
4 pints of milk on 14/07: £1.452025 decluttering: 4,019 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 345🥉🥈🥇💎🏆
Big kitchen declutter challenge 114/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5007 -
Well done one the Sainsburys Christmas challenge. I’m nearly there. Shamelessly helped by buying one item of clothing for 20 and getting 750 points. Said item will be returned this week as I know from previous times they don’t deduct the points back! Have a look at eBay power hour as well if you are after bonus points. (If you need something that is)!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
So, this week's money-saving/making actions were:
* £26.79 received in interest 😀😀😀
* £5.65 received from Prolific
* £5.00 Amazon gift card received from the forum about savings I was on which has closed. Apparently they were (very) delayed in sending them out because of the period of mourning following the death of the Queen - I thought I'd already received the final payment, so that was a nice surprise!
* £12.50 cashed-in Nectar points (including £10 on a litre of Baileys which I have tucked away for the Christmas holidays 😋)
* Raised a claim for untracked cashback
Not a bad week, considering I've done very little 👍 The interest will be lower next month, as I've spent quite a lot during November (all planned and budgeted for), but finally the comment in my signature is starting to actually be correct!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Earning interest is nice. My new AVCs (2 months old) were actually in profit this week too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Well done SC!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Thank you 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
LOL, it's 12.36pm and I've only just clocked that it's Black Friday (there's been so many weeks of build-up that I wasn't conscious of the actual date - but it does make sense of all the emails and notifications I've been getting this morning 🤦♀️). I am so NOT a shopper 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I honestly thought it was last week with the amount of offers I was getting 😂Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20173
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