We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Getting FIREd up 😀
Comments
-
I have no idea how I achieved it 🤷♀️! Having a Sainsbury's credit card has been a massive help - it would appear I spent quite a lot of money last month 😳!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Well done on the points...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Well done! I’m doing SO badly, I swear they’ve hiked up the targets 😂South_coast said:In other news....
BOOM 😀!!!Debt at LBM (Dec 2018): £23,167
Debt free Feb 20213 -
Complete 🥳! 264 of 256 pages read (I read the appendix as well 😅!) Now exhausted and ready for some passive entertainment, like the telly 🤣!South_coast said:I'm just about to get going on a crazy reading challenge to finish it before We Buy Books start clamouring for me to send the parcel (usually about 7 days). Currently on page 29 of 256 🤞🤞🤞Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Same @astrocytic_kitten - I only just hit the second one this week! But do have Christmas food shopping to do so I'm sure that will get some points.astrocytic_kitten said:
Well done! I’m doing SO badly, I swear they’ve hiked up the targets 😂South_coast said:In other news....
BOOM 😀!!!
Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20174 -
I'm nowhere near the first goal... Aldi/Lidi are cheaper for most of the very limited things I buy from a supermarket. There are still some bits I get from Sains, but not enough to reach the goals sadly.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
I spend maybe a fiver a week 🤔 BUT I did spend >£280 on petrol last month, get one or two things which they were offering me extra points for, and pick up someone else's bonus points coupon off the self-checkout. Once I got going it was easier to gain momentum, as the points they award you for each target then count towards the next oneMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Ah, the petrol makes all the difference then. We only spend maybe £60/month on petrol and always at Costco, so no chance of Nectar points (but at least 10p/l cheaper).Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway1 -
£60/month would be a dream 🤩 I spent more than that in one go tonight 😮!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
That’s the beauty of a (semi-)electric car!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards