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Getting FIREd up 😀
Comments
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I have no idea how I achieved it 🤷♀️! Having a Sainsbury's credit card has been a massive help - it would appear I spent quite a lot of money last month 😳!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Well done on the points...Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20281 -
Well done! I’m doing SO badly, I swear they’ve hiked up the targets 😂South_coast said:In other news....
BOOM 😀!!!Debt at LBM (Dec 2018): £23,167
Debt free Feb 20213 -
Complete 🥳! 264 of 256 pages read (I read the appendix as well 😅!) Now exhausted and ready for some passive entertainment, like the telly 🤣!South_coast said:I'm just about to get going on a crazy reading challenge to finish it before We Buy Books start clamouring for me to send the parcel (usually about 7 days). Currently on page 29 of 256 🤞🤞🤞Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Same @astrocytic_kitten - I only just hit the second one this week! But do have Christmas food shopping to do so I'm sure that will get some points.astrocytic_kitten said:
Well done! I’m doing SO badly, I swear they’ve hiked up the targets 😂South_coast said:In other news....
BOOM 😀!!!
Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2026 - £LISA 26/27 - £1767 / £4000 :: NSD 2026 - 1 / 150 :: Books Read: 48 / 52 :: Decluttering - 0 / 365Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20174 -
I'm nowhere near the first goal... Aldi/Lidi are cheaper for most of the very limited things I buy from a supermarket. There are still some bits I get from Sains, but not enough to reach the goals sadly.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
I spend maybe a fiver a week 🤔 BUT I did spend >£280 on petrol last month, get one or two things which they were offering me extra points for, and pick up someone else's bonus points coupon off the self-checkout. Once I got going it was easier to gain momentum, as the points they award you for each target then count towards the next oneMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Ah, the petrol makes all the difference then. We only spend maybe £60/month on petrol and always at Costco, so no chance of Nectar points (but at least 10p/l cheaper).Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway1 -
£60/month would be a dream 🤩 I spent more than that in one go tonight 😮!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
That’s the beauty of a (semi-)electric car!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2
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