We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Getting FIREd up 😀
Comments
-
The number of emails today has been horrendous! Ideal opportunity to unsubscribe from those you don't want though!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
themadvix said:The number of emails today has been horrendous! Ideal opportunity to unsubscribe from those you don't want though!Debt at LBM (Dec 2018): £23,167
Debt free Feb 20213 -
Get thee to the deleted items folder 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Is a good time of year to unsubscribe from everything or check you haven’t missed unsubscribing from everything! I received zero emails this year. Finally all that unsubscribing has paid off!2025 decluttering: 4,019 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 345🥉🥈🥇💎🏆
Big kitchen declutter challenge 114/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5005 -
Nice one Jess - all that CO2 saved (4g/email approx)!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
themadvix said:Nice one Jess - all that CO2 saved (4g/email approx)!
Also, there is a weird glitch in the Bay of e if anyone uses that. I unsubscribed to lots of emails from them (eg when my order is sent etc) and it doesn’t work.. you get the emails anyway!2025 decluttering: 4,019 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 345🥉🥈🥇💎🏆
Big kitchen declutter challenge 114/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
I'VE JUST BOUGHT PETROL FOR 149.9P 😀😀😀!!!
That's nearly 50p PER LITRE cheaper than it was back in the summer 😮!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
So this week's money-saving/making actions were:
* £15.17 received from Prolific
* 63p received from TopCashBack
* £20.00 received from TVision
* £25.00 received from One Poll
* Bought petrol for 149.9p 🥳!
Another bumper week! I can't remember the last time I had such a good week on Prolific 😀 In fact, I've done so well on surveys generally this month that it's payday on Wednesday and I have money left in every pot (despite spending a LOT this month 😳) I'm not doing anything with the leftover money for the minute, December could be pricey (despite it only needing to last for 3 weeks), so will see where I stand once I've had my wage slip and done the hard mathsMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Always lovely to have free money.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
This week's money-saving/making actions were:
* £4.39 received from WeBuyBooks (this is mostly from the book I speed-read the other weekend, although they also paid me 10p for something I couldn't find and therefore didn't send 😅)
* 19p (net) bank account cashback
* £5.54 received from Prolific
* £10.00 received from Shop and Scan
* 45p credited to my electricity account for reducing my energy consumption on one of their set hours. This was the first one they've offered me when I've actually been at home and I was able to actively use less, as opposed to never being at home at that time and not being able to cut my consumption from (virtually) nothing!
* Bought petrol for 145.9p. I'm sure this is the cheapest it's been for years now 🤷♀️ Anyway, not complaining!
I think this will be the last of these lists that I do now, they're getting a bit dull. My intention was to show small actionable steps that anyone can do, which hopefully I have demonstrated now - if I can do it, anyone can 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards