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Getting FIREd up 😀
Comments
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Adrian Dunbar and Christopher Eccleston in Cracker....
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
That's the second time Christopher Eccleston has been brought to my attention this week. My brother is a joiner and has a side gig building event stages in London, he messaged me the other day saying he'd just been talking to Christopher Eccleston at the event that he was working at and not to be jealous that he got to meet him even though he was my favourite Doctor Who. I didn't have the heart to tell him that David Tennant was actually my favourite Doctor Who 😂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
🤣🤣🤣 Just smile and nod and look suitably impressed!
Even more randomly, I saw him in a Poirot just a couple of nights ago (maybe even last night 🤔), which was of a similar vintage!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Congrats again @South_coast on being mortgage free - as you say you timed it well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
So, having now watched a few episodes of Cracker, I have surmised that Professor T was a complete rip-off of it. I definitely prefer Cracker!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
My credit card bill arrived today, telling me I spent £1244.23 in a month - that's £40/day on average 😱! Some very good reasons for it, and it hasn't put me in debt, but that's still an alarming figure 😮!
Sadly, knowing what I have spent so far in December, I think that may be worse....😳!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Question: If I paid money into my credit card account so the account was in credit, would I be able to put through a transaction which was greater than my credit limit 🤔? I'm thinking yes, as it's a credit limit rather than a transaction limit?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
South_coast said:Question: If I paid money into my credit card account so the account was in credit, would I be able to put through a transaction which was greater than my credit limit 🤔? I'm thinking yes, as it's a credit limit rather than a transaction limit?
Debt at LBM (Dec 2018): £23,167
Debt free Feb 20213 -
I manage our departmental credit cards for work (not something I signed up for or enjoy) - we have separate transaction and credit limits set (but then the credit limits are in the hundreds of thousands). I think you'll need to contact your card provider to ask them for a temporary uplift if you want to spend more than the credit limit. But it's worth asking them.3
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Thanks both. I think maybe I'll just give it a whirl. Frustratingly, it's only about £15 more than the (stupidly low) limit. Now, if they would just lift the blanket ban they put in place on credit limit increases at the start of the pandemic....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2
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