Getting FIREd up 😀

South_coast

So, monthly review time....

South_coast said:

Money....
* Rustle up £1000 in "extra" money by 31/12/2023 - I've decided to abandon this one. Partly because I've upped my monthly savings amount, but mostly because I want the flexibility to allocate money as it comes in, rather than fulfil some arbitrary target I have set for myself. I've really earned this money, occasionally I'd like to enjoy a bit of it! This change in strategy was definitely beneficial during November 👍

2022, the year of happiness....
* Get out and explore somewhere new once a month - Er, nope
* Try out a new recipe once a month - Yes - one I think I'll make again, too 😋
* Try to be more upbeat and positive - 50/50, I think. I don't recall being overly perky, but I'm not sure I've been maudlin either 🤔
* Try and have a couple of little trips away, one UK, one Europe - no Europe for me this year

Sundry....
* Write a will - Still no, on my Christmas to-do list though (yes, I have already started one 🤦‍♀️)! 

Hmmm C 🤷‍♀️?

South_coast

First of the month round-up....
(Last month's percentages in brackets)

Pensions: 76.5% (73.6%)
ISA: 3.6% (3.3%)
LISA: 23.2% (23.2%)
Cash for retirement: 0% (0%)
Cash for refurb: 12.8% (8.6%)

Another month where the pots I've paid into have gone up, which I'll take as a win!

DrCarrie

Great work!

Merlin's_Beard

I think the only place around here where petrol is that cheap is Costco with a membership, so that's pretty impressive.

South_coast

This was at Sainsbury's 🤷‍♀️ (two other places the same price though - yes, I am sad enough to have downloaded the Petrol Prices app - I get through a lot!)

Staffordia

Currently Sainsbury's near us is 161.9 and it is one of the cheapest in the area. 

ruby_eskimo

I also use Petrol Prices, although don't always go with the cheapest because sometimes its the "dodgy" local independent one that always clones your card...  Our Sainsbury's was 155.4 yesterday and I was cursing myself for not needing to fill up!

savingholmes

Lots of positives. Glad your £ is going up again 

South_coast

I realised when I was in the shower this morning that my fixed rate on the mortgage would have expired at the end of March 2023, so I would have been looking at new deals right now if it I still had it. For those that are pursuing mortgage freedom, I can say it's almost worth it purely for having one less thing to consume your brain with 😀😀😀

South_coast

And of course I don't need to think about OP's any more either 🤣!