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Getting FIREd up 😀
Comments
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It is probably on the more conservative side of the scale but my Vanguard fund has definitely started lifestyling already (14 years to target maturity). I'm not convinced 8 years out is too early to start. That said, your large cash holding will already have the effect of lifestyling/diluting your total portfolio holdings.
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It sounds like you have this in hand. To be honest, I didn't really pay much attention to how my pension(s) were invested until after I had paid off the mortgage in 2021. When I did I was disappointed by the returns I found. I consolidated them all and since then have been a more active investor choosing which funds I am invested in. I can see why in the past pensions were very much hands off because the last thing you want is people losing their pension money through speculative investing.
Aiming to early retire August 31st 2026.4 -
Thanks both 👍 I will do some digging when next off and report back!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
At least sweep the bl**dy floor 🙄🤦♀️🤢!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
🤣🤣🤣🤣
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
So, now that it has moved on from anywhere which can possibly be my secret location (though it was actually 2 hours away 😅), I can tell you about this:
It was incredible!!! It exceeded all my expectations and I would very happily see it again tomorrow 🩷 It's still touring until June, so if it's coming anywhere near you, I would heartily recommend it 😀😀😀
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
No idea why the photo looks so blurry, hang on I'll try again.....
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
That's better 🤣!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
We are off to see it in March 😁
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
🩷🩷🩷🩷🩷 You will love it!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3
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