Getting FIREd up 😀

South_coast

OK, well now I'm confused....🤷‍♀️

It did ping me out as I was halfway through completing the balance transfer details and I had to start again, so maybe they think I've applied twice?

Oh well, will see what turns up in the post in the next week or so 😅!

edinburgher

Was that the AitchEssBeeCee offer, @South_coast? I'm using that one 🙂

South_coast

Er, no, it was the bank that's sent me the two emails 🤣🤣🤣

(I will let you off, as you're under the weather at the moment 😘)

edinburgher

https://forums.moneysavingexpert.com/discussion/comment/81903335#Comment_81903335

I think I'd opened your thread on my phone, forgotten to comment, and then did so after your second post 😁

South_coast

I feel like some of these AI studies should come with an explicit language warning 😅!

South_coast

First of the month round-up….

• Savings for retirement: £155,932.81 (UP £3,640.33)
• Repaying pots until: October 2026
• Clear car finance: May 2027
• Getting FIREd up starts: June 2027
• 7.40 years to go

Another good month! Happy with that 😀

For first-world reasons that I CBA to explain (the biggest being that I CBA to amend my spreadsheet 🤣), repaying pots is now going to take until October instead of August, as I'll be starting to save for the car finance alongside it. Everything else is staying the same though - 16 months until I start getting FIREd up!

I've decided to assume I won't be getting the new credit card, and have updated the spreadsheet to reflect this. The upshot is that I am now back at beyond-neutral by £215.33. If it doesn't come through, then I may just pay them off as they come due 🤔 It's all getting a bit tedious….

South_coast

Look at me, sounding like a proper MSEr with my spreadsheets 😀

ruby_eskimo

https://forums.moneysavingexpert.com/discussion/comment/81905464#Comment_81905464

This is the way…*said in my best Mandolorian voice*😆

South_coast

If anyone has any tips for not laying awake at night thinking about work, which can be enacted sooner than retirement, then I would be interested in hearing them! Even when I did manage to drop off, my stupid asthma cough then woke me up, and by that time the dawn chorus was underway, so my brain knew it would soon be time to wake up properly 🙁 Somewhat groggy this morning!

South_coast

In more positive news, it looks like the balance transfers are happening. I've had an email to say the money should reach the existing providers tomorrow. If it all goes ahead, I think I'll close another couple of unused ones down