We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Getting FIREd up 😀
Comments
-
That's not good. However I do picture you swanning around the south coast in an convertible Mercedes.
Mortgage Free November 2018
Early Retired June 20203 -
And half the time you go back to your original supplier and they'll match anything you find anyway. Feels like such an unnecessary tennis game.
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +14 -
Not with my hair - far too many knots 😱!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Surely a silk headscarf and sunglasses a la Grace Kelly is then de rigeur for such a situation? 😆
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
🤣🤣🤣 Perhaps we all need reminding that it has rained every day so far this year 😅!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
This year's water bill is in - we've broken the £50/month mark, people 😬! That's half the cost of the council tax 🤦♀️!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Ouch
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family3 -
And the car insurance dance is done for another year!
Renewal price: £929.30 😱😱😱
Best online price: £524.38
(Actually, not the lowest price, but some had insane excesses like £700 😬 This was £250)
Existing insurer "Let's just check we've got your details correct" price (me amending the total excess to £250 so it matches the online price): £947.54 🤦♀️!
Existing insurer "Oh, so you really want to leave?" price: £872.54
You can probably guess which one I went with 🤣🤣🤣! Should get £45 TopCashBack too 👍
Feel like I could do with a drink now 😅!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Passes stiff drink. Well done.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.5 -
I've just been accepted for a 35 month balance transfer 🎉! That's a completely insane amount of time - 2029 🤯!!! That's the May and June balances taken care of (March was already sorted), so nothing coming due now until December 😀
It does make me no longer debt-neutral by £190.55, as I didn't quite have enough in my beyond-neutral-to-cover-balance-transfer-fees war chest, but I'll soon sort that out with a few micro-payments 👍👍👍
Woohoo!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.2K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards