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Getting FIREd up 😀

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Comments

  • South_coast
    South_coast Posts: 6,707
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    Ha, no! It pinged as an alert on my "show me everything within 1/4 mile of my house" search. I live in a slightly eclectic area, most expensive on said search is currently £1,200,000 in the next street to mine, the cheapest is £52,000 four streets away. SC Towers is definitely towards the lower end of that spectrum, value in today's market and after the refurb maybe £95,000 🤷‍♀️?

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,707
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    In other news, I'm loving my new budget spreadsheet, though sadly it doesn't stop me feeling completely skint 🙄

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • edinburgher
    edinburgher Posts: 14,749
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    I spoke to an "accidental FIRE" person the other day. He had a paid off flat (39) and was planning on selling flat in favour of a family home, paying that off by 50 and then retiring to Vietnam. I was almost offended he'd never read a personal finance blog in his life!

  • Merlin's_Beard
    Merlin's_Beard Posts: 1,834
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    When everyone is working so hard and some people just trip over and fall into it. I mean good for him, but also why did I have to go to the effort of making mistakes and learning it all?? 🤣

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • edinburgher
    edinburgher Posts: 14,749
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    @Merlin's_Beard - I share your sentiments exactly! Luckily this specific case can be filed under "couldn't happen to a nicer guy". He's an enthusiastic and friendly sort who reminds me of my late FIL

  • South_coast
    South_coast Posts: 6,707
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    edited 13 October at 12:26PM

    Disappointed to see that "Cancelling Christmas altogether" was not an option 🙄!

    Screenshot_20261013_121321_Samsung Browser.jpg
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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