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Getting FIREd up 😀

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Comments

  • Would this be the wrong place to mention that I've nearly finished this year's Christmas shopping then? 🤣
  • South_coast
    South_coast Posts: 5,900 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Well if we go by the fact that I've only got one present to buy (I only buy for one person), then I can say the same - just without having started yet 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have got some bits for the youngest niece/nephews but not more than that.

    One present... is that a big one or a token...?

    I have 9 I definitely buy for - but the list is more like 20 - and some of them have birthdays very close to xmas as well.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    *whispers* I've finished my Christmas shopping and I'm going to start wrapping this weekend 🤫
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Usually c£20. It's for a child. 

    In other news....

    Really???

    And yes, they did go through the whole list of Groups A-H 🤦‍♀️
    So, which was the nicest sandwich filling?! 
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • South_coast
    South_coast Posts: 5,900 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 4 November 2022 at 10:21PM
    I can't remember, there were dozens of them to choose from 🤣! I never knew there were so many different types of sandwich 🤷‍♀️?
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • QueenJess
    QueenJess Posts: 4,525 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    This week's revelation: Inflation may have kicked my pot noodle habit for good. I can't find them for less than £1.00 now (£1.20 in Sainsbury's 😱) and I refuse to pay that much. Probably not a bad thing, in the grand scheme of things!
    You could make your own quite easily. I used to like adding leftover cooked chicken, noodles, sweetcorn and peas, then just adding hot water with a bit of a stock cube. You can also add flavourings or whatever else you want.
    2025 decluttering: 4,019 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 345🥉🥈🥇💎🏆
    Big kitchen declutter challenge 114/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • That sounds nice QueenJess, I often make something similar, but I'm not sure it's a fair pot noodle replacement as it contains actual food 🤣
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