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Getting FIREd up 😀
Comments
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Would this be the wrong place to mention that I've nearly finished this year's Christmas shopping then? 🤣3
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Well if we go by the fact that I've only got one present to buy (I only buy for one person), then I can say the same - just without having started yet 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
I have got some bits for the youngest niece/nephews but not more than that.
One present... is that a big one or a token...?
I have 9 I definitely buy for - but the list is more like 20 - and some of them have birthdays very close to xmas as well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Usually c£20. It's for a child.
In other news....
Really???
And yes, they did go through the whole list of Groups A-H 🤦♀️Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
*whispers* I've finished my Christmas shopping and I'm going to start wrapping this weekend 🤫Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20174
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So, which was the nicest sandwich filling?!South_coast said:Usually c£20. It's for a child.
In other news....
Really???
And yes, they did go through the whole list of Groups A-H 🤦♀️Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
I can't remember, there were dozens of them to choose from 🤣! I never knew there were so many different types of sandwich 🤷♀️?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Right, this week's (very small) money-saving/making actions were:
* 28p received in interest 🥳🥳🥳
* £1.78 cashback received on my current account
* £1.83 received from TopCashBack
* My Mum and I both needed stamps, so we went halves on a book of 4, rather than both buy more than we needed and have them sat around as unused inventory. I find the cost of stamps really offensive, 95p for first class now 😡!
This week's revelation: Inflation may have kicked my pot noodle habit for good. I can't find them for less than £1.00 now (£1.20 in Sainsbury's 😱) and I refuse to pay that much. Probably not a bad thing, in the grand scheme of things!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
You could make your own quite easily. I used to like adding leftover cooked chicken, noodles, sweetcorn and peas, then just adding hot water with a bit of a stock cube. You can also add flavourings or whatever else you want.South_coast said:This week's revelation: Inflation may have kicked my pot noodle habit for good. I can't find them for less than £1.00 now (£1.20 in Sainsbury's 😱) and I refuse to pay that much. Probably not a bad thing, in the grand scheme of things!2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003 -
That sounds nice QueenJess, I often make something similar, but I'm not sure it's a fair pot noodle replacement as it contains actual food 🤣4
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