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Getting FIREd up 😀
Comments
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South_coast said:As much as I can't wait to be early-retired, I do still have to work in the meantime, and this takes up a lot of my time and headspace and I need to respect that. If evenings mean throwing some leftovers in the microwave, doing a couple of surveys and then falling asleep in front of the telly, then that's fine.Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Can I ask a shop and scan question. I find their website so un user friendly.Do you get more points the more receipts you scan and upload as im not so I don’t see Theo isn’t of taking the time to scan it all if I get the same each week??DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
I can't remember the last time I managed to do a survey either so right there with you!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20173
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debtfreeoneday said:Can I ask a shop and scan question. I find their website so un user friendly.Do you get more points the more receipts you scan and upload as im not so I don’t see Theo isn’t of taking the time to scan it all if I get the same each week??Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
ruby_eskimo said:I can't remember the last time I managed to do a survey either so right there with you!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
South_coast said:debtfreeoneday said:Can I ask a shop and scan question. I find their website so un user friendly.Do you get more points the more receipts you scan and upload as im not so I don’t see Theo isn’t of taking the time to scan it all if I get the same each week??Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
🤣
In other news, I have had a breakthrough on my will, and my £50k shortfall is now a £5k one 😀! I may actually put pen to paper now!
(It's amazing what your subconscious mind will work out for you during rolling out pizza dough and following consuming vodka 🤣!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
So, this week's money-saving/making actions were:
* £5.59 received from Prolific
* £4.75 received in interest
* £10.00 received from Panelbase
* £2.00 cashed-in from Lidl Plus
* £5.00 cashed-in Nectar points
* Used a 3x Nectar points on fuel voucher which had been left behind on the self-checkout - don't fall for their "exclusively for you" rubbish 😀! I'm now onto target 3 on the Count up to Christmas challenge (hence using so many points at the moment - they're awarding me points for earning points)
Not too shabby 👍!
I also managed to get all my grocery shopping from just two shops (would always have been two shops, as I needed something that Lidl don't sell). Not all my grocery shopping, of course, but all the things I'd marked as "definitely needed this week". The ones which weren't urgent are already rolled onto next week's list, but I'm taking being able to buy what I actually needed as a win 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
I HAVE COMPLETED EVERYTHING ON MY TO-DO LIST 🥳🥳🥳!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
Congrats on the to do list!
Sounds like you are really organised.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251
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