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No Spend January 2022

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I wondered if anyone wants to join me for a no spend January! It can mean whatever you need it to mean but for me I'm going to cut all unnecessary spending but I will spend on bills, groceries (within limits see below) what kids need for school, medicine and other essentials.

I also have very full cupboards and freezer so will also be deciding what I can use up first before going to the shop.

Can't wait to start as my spending, as usual, has got out of control in December.

There is nothing like a money diet to turn that tap off! 

Xx
Grocery challenge:
Oct 24.£/£400
Sept 24 £500/£500

Dec 2023
Debt pay down: from move
loan: £11500
CC £4222, Jan 24 £3831, 

Oct 2024 new debt pay down
Personal loan £10000
Cc: £3758

Barclaycard (£187) £0  
Debt to family - (£200) £0
Tesco (£2200) (£5343) 0
Halifax (£488) £298 =£0
Virgin £3611 = £3572
Santander = £1500
Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec  £5070 April 2021 PAID OFF!!
«13456710

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