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No Spend January 2022
Comments
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Rosa_Damascena said:Nichelette said:NSD yesterday. Went for a drive earlier somewhere we don't usually go with the intention of going for a walk but had to pay for parking (£2.10). I don't think having to spend is good for me because I then bought a budget book (£4) and two heavily reduced cheese truckles in M&S (£5 to 61p). We do eat masses of cheese, so I suppose in the long run it's a saving...Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.472
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Hi guys
Only 2 NSDs so far but I needed some salad, so while I was spending I bought some packets of pasta in sauce and the £5 offer in Iceland. So £11 in all but will stretch what already I’ve got in.
I need to do the next bit of my menu plan, my cupboards are still full. The only Xmas stuff left is some nice cheeses, some rum truffles and a small bag of popcorn.I actually felt hungry today, instead of grazing we stuck to mealtimes. I already feel better for it. I knew it was time to start eating better because I’d started to crave lettuce 😂
Sept Turtle 6/16 NSDs
Sept PADs £2803 -
Hi everyone
I've acheived 2 x NSDs this month so far; also didn't drive my car between 1 & 3 January - trying to limit car use to work and essential journies and aiming for 3 no driving days a weekLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20252 -
Rosa_Damascena said:Well I am failing at this! I popped into town to get a 9V battery from Poundland (for my smoke alarm), a new belt and some salad.
I ended up with 3 belts, a pair of Chelsea boots (bargain at £6), fruit, salad, battery, 3 lipsticks and a diary. Total cost £14.
Grocery challenge:
Oct 24.£/£400
Sept 24 £500/£500
Dec 2023
Debt pay down: from move
loan: £11500
CC £4222, Jan 24 £3831,
Oct 2024 new debt pay down
Personal loan £10000
Cc: £3758
Barclaycard (£187) £0
Debt to family - (£200) £0
Tesco (£2200) (£5343) 0
Halifax (£488) £298 =£0
Virgin £3611 = £3572
Santander = £1500
Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec £5070 April 2021 PAID OFF!!1 -
Yesterday ended up spending more than planned in the supermarket but bought chicken and cornish pasties on offer. Today I bought a kindle book reduced to 99p which although it was a fail it was on my wishlist.3
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My second NSD today. I took my lunch and hot drink into work. Felt good to be organised!Grocery challenge:
Oct 24.£/£400
Sept 24 £500/£500
Dec 2023
Debt pay down: from move
loan: £11500
CC £4222, Jan 24 £3831,
Oct 2024 new debt pay down
Personal loan £10000
Cc: £3758
Barclaycard (£187) £0
Debt to family - (£200) £0
Tesco (£2200) (£5343) 0
Halifax (£488) £298 =£0
Virgin £3611 = £3572
Santander = £1500
Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec £5070 April 2021 PAID OFF!!3 -
Have to confess to failing on day, as I spent £16.57 in the local shop on drink and snacks! Dry January now started, so no more need to nip to the shop. Managed 3 NSDs since then.0
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Yesterday was NSD 4, but I will need to do a small grocery shop today.
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Morning first spend yesterday £6.25 on few food bits shouldn't need to go till Friday or may stretch to Saturday good news checked my premium bonds won £25.Frugal challenge 2025
Feb Grocery Challenge £2500 -
Please may I join?
- £2 savers club for 2022 #9
- NST January 2022: Janus #24
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