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No Spend January 2022
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Of course! Let us know how your first day goes!AngieMcKPz said:Please may I join?Grocery challenge:
Oct 24.£/£400
Sept 24 £500/£500
Dec 2023
Debt pay down: from move
loan: £11500
CC £4222, Jan 24 £3831,
Oct 2024 new debt pay down
Personal loan £10000
Cc: £3758
Barclaycard (£187) £0
Debt to family - (£200) £0
Tesco (£2200) (£5343) 0
Halifax (£488) £298 =£0
Virgin £3611 = £3572
Santander = £1500
Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec £5070 April 2021 PAID OFF!!1 -
3rd NSD today so I'm really pleased with that as I've been so spendy lately!
Using up some potatoes left over from Christmas which are starting to turn.Grocery challenge:
Oct 24.£/£400
Sept 24 £500/£500
Dec 2023
Debt pay down: from move
loan: £11500
CC £4222, Jan 24 £3831,
Oct 2024 new debt pay down
Personal loan £10000
Cc: £3758
Barclaycard (£187) £0
Debt to family - (£200) £0
Tesco (£2200) (£5343) 0
Halifax (£488) £298 =£0
Virgin £3611 = £3572
Santander = £1500
Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec £5070 April 2021 PAID OFF!!2 -
Only 2 out of 5 for me thus far. SM YS and chazzer bargains are my Achilles heal!No man is worth crawling on this earth.
So much to read, so little time.1 -
Evening
@mothernerd I read your post from last night and was exhausted by the scale of what you achieved in one day, be sure to take time some time for yourself
NSD 3/16+ for me today. Tomorrow I am celebrating with friends for one of their birthdays so a planned spend day.
I received a letter from the heart foundation today to update on how much they have earned from some of my donations, £73 + gift aid. That was good to hear.
I listed another 2 purses today and have 2 pairs of shoes to take to the charity shop when there is more to take.
today I am grateful for.1) A work colleague who double checked my calculations on a big project
2) pizza from the freezer
3) my mum for buying me a sandwich for lunch!I hope everyone is well
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.632 -
Had to buy more cat food and non dairy milk today but succumbed to temptation in the CS and bought 3 candle holders, oops! I saw them when i went for a walk last night and went back today and they were still there - they are lovely and will brighten up my dining table now the xmas decs have gone. I have been looking for some for ages but can't say i really really needed them.
love DeniLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20253 -
4 NSDs so far and no food shop yet, that's 12 days now, so going well. Few bits needed so DH will go for those in the next day or so but he doesn't go off piste in the middle aisles like I can 🤭1
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I would like to join please
NSD 2 for me today!
Pennies starts again...........2022 - £13,579.222 -
So far this month I've only spent on doggy essentials and the vet bill, and some smoke alarm batteries. Makes me realise how many times I've spent £5 or £10 without really thinking.Magnolia Stellata2
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Another NSD for me, 3 in total this year LBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20251 -
Six no spend days and fingers crossed for today1
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