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The "Save 12k in 2022" Thread!
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Good afternoon all.Kitchen is complete.
All payments and bills have been paid.
Submitting £378 for August. Including £25 PB win. £200 RS and £103 into the ISA.
Total for the year £6900.
Now to baton down the hatches again and to see how close I can get to my target.Going to revise my target for the year - from £15k down to £12k. It will be challenging, very challenging.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge5 -
£427.35 for August for me. Completed on my house, so spending will be wild over the next few months. I'll try and keep it sensible!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20256 -
1380.52 for august for me. As usual some taken out for the vets (need to put in an insurance claim at some point) and also some withdrawals for gifts.Must get back to freelance work to boost my savings
I submitted my July total again too as it wasn’t on the form.5 -
Reporting £217.70 for August. It's only going to be small amounts like this for the rest of the year as I've reduced my hours down now. And also formally handed-in my notice today for FIRE end of 2022, eek!
Bills this month included flights for a post-retirement holiday and a sadly expensive repair to get the car through the MOT.Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.6 -
@Gem-gem beautiful kitchen 😊MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
SPC 18 #6 £299.80 (12/07/25)
SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£3 -
Ooh @geoffers4, waiting to welcome you to the gang. Well done and many congratulations. You will love it!
@Gem-gem that looks very lovely. Well done!!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
£531.98 for me in August, comprising dividend income, two small premium bond wins, the interest on a regular saver and my Tilly tidying. I am over my personal target for 2022 but as some have stopped posting my exceeded total can offset the shortfall a bit.
Just to add it's a "thank goodness for EF" moment here after the Fridge Freezer was left open and then stopped working. New item being delivered on SaturdaySave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
"If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)4 -
#17 here with the August report - burnout at work has gotten a bit better, although sadly I have one colleague who seems to make it their life's mission to try and prove that I don't know anything and they're a lot better than me. Partly why I started investing just over 2 years ago, to try and avoid all that rubbish!
£414.38 for the month, and I make that a YTD total of £4769.80. I'm definitely not going to reach my current target now, so I'll have to revise it down a bit. Depending on how bills go, I may have to not add anything to my ISA pot for a little while and just go off of the dividends.4
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