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The "Save 12k in 2022" Thread!
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Well said @geoffers4 - I saw the youtube clip - poor girl, it will take a while. I know we all believe she will come through this stronger than before, but it is a hell of a thing, and will take a while.
I did actually have a little explore to see if we might be able to help but I am guessing the Forms we all submit, are auto-updating the spreadsheet, so it is updating in her absence (as long as we all use the forms).
Speaking of which, I am off to update my total (£645.51 for June)Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
no #70 reporting £686.18 for June (for submitted)Currently behind where I was hoping to be. I could catch up if I tighten the purse strings even tighter but that would mean a lot less over the fun next 6 months (I blame the 'after covid and I can leave the house again...' list!). I'm still going to aim for my £8k goal but won't beat myself up if I don't quite make it, and at the same time I'll still indulge in my list but will only do things I really want to and not just because of fear of missing out.#13 Make 2023 in 2023 - £2085.20/£2023#23 Save £8k in 2023 - £6642.66/£80003
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Suffolk_lass said:Well said @geoffers4 - I saw the youtube clip - poor girl, it will take a while. I know we all believe she will come through this stronger than before, but it is a hell of a thing, and will take a while.
I did actually have a little explore to see if we might be able to help but I am guessing the Forms we all submit, are auto-updating the spreadsheet, so it is updating in her absence (as long as we all use the forms).
Speaking of which, I am off to update my total (£645.51 for June)
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%4 -
Westie983 said:Suffolk_lass said:Well said @geoffers4 - I saw the youtube clip - poor girl, it will take a while. I know we all believe she will come through this stronger than before, but it is a hell of a thing, and will take a while.
I did actually have a little explore to see if we might be able to help but I am guessing the Forms we all submit, are auto-updating the spreadsheet, so it is updating in her absence (as long as we all use the forms).
Speaking of which, I am off to update my total (£645.51 for June)
Westie983Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
Lomcevak said:#20 checking in with £3,100 for April, making it £16,977.36 for the year so far - just about on track, but the next few months are likely to see me drop behind the pace. I'm in the last few days at my current job before starting a new one early May, but the switchover will disrupt things for a bitOh dear, i've been awful at updating this year. I am, indeed, dropping behind pace a bit, but hopefully starting to settle down now things are settling down in the new job. Updates are £3,100 for May, £3,100 for June, and £4,350 for July, for a total of £27,527.36 for the year to date. Will hopefully pick the pace back up over the next few months.Congratulations to @wentthedaywell? and @geoffers4 for seeing those retirement plans coming together - my FIRE targets are still 5-10 years away at this point, so nice to see people getting there
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As mentioned earlier in the thread my new (to me) car was paid for out of savings, so June is a reduction to be reported of (£11,218.72).
I have opened up a couple of new monthly savers ini July now that the interest rates are picking up a bit so they will come into play for this month's figure.
My best wishes to @slowlyfading for when she returns xSave £12k in 2022 #54 reporting for duty5 -
#5 reporting in for June. I managed to save £1,509 for this month (form updated) which means I am still on target for the year (50%). I also managed to add £400 to the repairs & replacements pot this time, but I expect some of it to be used up in the coming months by various planned works plus I have the car service, MOT and insurance due to hit in August.
Save £12k in 2023 #17: £19,085/£24,000 (79%)
Save £12k in 2022 #5: £18,007/£18,000 (100%)
Save £12k in 2021 #17: £18,012/£18,000 (100%)
Save £12k in 2020 #25: £15,522/£15,000 (103%)
Save £12k in 2019 #112: £10,963/£10,500 (104%)6 -
#79 updated for July. £10 away from target with 7 weeks to go before holiday 😊MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
SPC 18 #6 £299.80 (12/07/25)
SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£6 -
#22 reporting £1449.74 for July. Staying on track for my target at 70%
It's been an ok month, nothing terribly exciting. Managed to trim some more costs so will be improving the savings by around £15 a month. Every penny counts!
Hope you are all good and survived the heat£12k in 25 #14 £10,474.10/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k4 -
Am I ok to join part way through the year? I've spent the majority of this year paying off a massive amount of debt which will be cleared in a couple of weeks and then plan to start a massive amount of savings, I'm looking at 12k from August through to Dec and joining a challenge like this will help me focus moving from debt repayment to savings
thank youTotal Debt at Start Feb 2022: £60k, now £5067
Lloyds CC2 £4912 £2495 6.74%
MBNA CC1 £5783 £572 0%
Tesco Balance Transfer 0% for 22mths £2000
Paid off: Virgin CC £5600, Paypal £2970, Very £3000, Next £3000, MBNA CC2 £7700, Halifax CC £4700, Lloyds CC1 £4000, Vanquis CC1 £3600, Kitchen Loan £2500, Car Loan £2200, Currys £2000, Vanquis CC2 £25005
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