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The "Save 12k in 2022" Thread!
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#12 reporting £1,175 for June. A bit less than I wanted but thankful I can still put money away. Will submit form now so I don't forget!6
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#36 Declaring £1000 for June which is better than I thought it would be. £600 for joint savings space and £400 for personal savings space. Leaves me with £51 in personal spends and £272 in joint spends account to last until Thursday/Friday when our pensions get paid.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80005 -
Declaring £1952.53 for June. We've actually had quite an expensive month - booking holidays for later in the year, trips out with family, big petrol bills for visits around the country, meals out, booking a place at a Mindfulness retreat - but mostly on the credit card which hits next month. So July's figure will be nothing like June's!
In other news, after a lot of faffing about with different early retirement dates I've finally taken the plunge and fixed the date as 2nd November. Mainly because we fly out to the Canaries on holiday on 3rd Nov and frankly after some bad days at work recently I just can't stomach the idea of going back after the hol. We're extending it right up to xmas, so a really good long break in the sunshine to de-compress and make some plans.
And finally, a quick word to say much love and best wishes to our leader SlowlyFading who is having a rough time at the moment.Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.3 -
#4 reporting £2040.44 for June. I had some pet expenses (vets and my quarterly pet food purchase) but otherwise a good month. My freelance job has been cut so extra savings will be reduced and I’ll take a bit of time off before looking for something to replace it with as I’m tired of doing it on top of my full time job for a bit. Will recharge then try something else. My net worth hasn’t grown so much due to market fluctuations but that just means what I’m buying now is better value for the future at least.3
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Gem-gem said:No 10 reporting in...
£300 placed into regular savers but lots of money withdrawn to play for the kitchen units, sink and hob. So declaring £0 for this month.It will also be a £0 for June - summer clothes, extractor fan and two ovens.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge3 -
£1542.40 for June for me.
As is tradition for this year, this includes some house purchase costs that have come from previously saved pots.
Congratulations on setting your retirement date @geoffers4 , and I'm sorry to hear that @slowlyfading is doing well - I hope things improve soon.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
@geoffers4 Congratulations on setting your retirement date. I retired in December 2017 and I have to say it is quite nice not to have to go to work in the winter.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80003 -
#32 here, bit behind as holiday saving has taken priority but banked £583 for May. I’ll have to catch up in September. Thanks slowlyfading for managing. X
MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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george4064 said:george4064 said:george4064 said:Reporting -£689 for March.
Figure is negative this month because I had a lovely week's skiing earlier in March, and paid for another mini trip for April, so its nice to know its going to things that make me happy! (holidays)
Few (some big) milestones achieved through March:- Student loan is finally paid off, I was a lucky one in a Type 1 plan. My partner has Type 2 and I know how crazy the sums are!
- Stoozed credit card is paid off in full, as planned which was good!
- Improved the interest rate on emergency fund from 0.84% to 1.5%, every little helps!
- S&S ISA is taking a bit of a battering with market movements, will look to capitalise on that by adding some cash to that pot this month (May).
- Made a £2,000 contribution to my S&S LISA, which bought a lot more shares in MNKS than it did last time round (as share price has fallen!)
- Have started more closely track my overall retirement assets (DC Pension + SIPP + S&S LISA), however as retirement is still a long way off I'm not going to yet start adding in projections to what my pot might be worth in the future. I have done rough calculations but since its so far away I don't feel that more detailed calculations will give me anymore info than what I have now. Not looking forward to expanding these calculations in the future as I near retirement(!)
- Started to make plans for our new kitchen, so that will be a new challenge in terms of budgeting for it! Have never done any house renovations before, so mixture of excitement and nervous.
Form submitted
Form submitted.
@geoffers4 congratulations on your retirement date!"If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)3 -
Hi,#003 declaring £500 for July.Form has been submitted also.Kind RegardsKev3
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