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Learning to walk before I run

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  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,524 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh ed - it never rains........  I overheard a convo in the queue outside school this afternoon, which involved pusscats, catfights (presumably amongst the felines, and not the fellow-parents... 🤔) and a figure of £750 was mentioned.... as was lack of insurance 😟

    I hope any O/T can be balanced - giving you reward, without sapping your energy.

    Greying X
    Pounds for Panes £7,005/£10,000 - start date Dec 2023
     
    Grocery Spend July 2025 £177.02/£300 
    Non-food spend July 2025 £65.39/£50
    Bulk Fund July 2025 £9.10/£10 
  • edinburgher
    edinburgher Posts: 13,816 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks @Greying_Pilgrim- I share your hopes! Nothing happening until the end of next week at the earliest, I can enjoy the last of the rugby first.
  • AgathaSquirrel
    AgathaSquirrel Posts: 253 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    Sorry to hear about the cat. We had spate of bad luck with our cars last year. Just one thing after the other. I think we spent around £2000 in total. Desperately holding on to mine now to get my moneys worth.

    Good news about the overtime.
    2017 - mortgage of £140,000 and interest rate of £10 a day
    Feb 2021 mortgage of £103000
    May 2021 mortgage of £100000
    July 2021 mortgage of £97000
    November 2021 mortgage of £93000
    July 2022 mortgage of £84000
    December 2022 mortgage of £79000
    December 2023 mortgage of £73000
    March 2024 mortgage of £70000
    May 2024 mortgage of £68000
    October 2024 mortgage of £65000
    February 2025 mortgage of £63000
    March 2025 mortgage of £45000 and interest of £6.07 per day
  • triple_choc_chip
    triple_choc_chip Posts: 1,139 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    De lurking to use this linky: https://www.gov.uk/government/news/boost-for-side-hustlers-as-300000-people-to-be-taken-out-of-tax-returns-government-announces
    Side hustle threshold tripled, announced 2 days ago.  Does this include Scotland? 🤞🏼
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £387/£850 45.5%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£41.3k 59.8%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • CCW007
    CCW007 Posts: 1,069 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 13 March at 8:24PM
    Can I check my understanding of the changes re side hustle? My reading of it is that threshold for paying tax isn't changing, the requirement will still kick in at £1k but the difference is that a tax return / self assessment won't be required until £3k. Between £1k and £3k there will be a simple form to fill in rather than completing a full assessment.

    https://news.sky.com/story/no-more-tax-returns-for-side-hustlers-selling-clothes-on-vinted-or-making-money-from-tiktok-13326386

    "To simplify the complex tax return system, the government also said a new online form will be introduced to declare cash earnings up to £3,000 for self-employed work."

    I'll be very happy if I've got it wrong though!
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