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Learning to walk before I run

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Comments

  • Oh ed - it never rains........  I overheard a convo in the queue outside school this afternoon, which involved pusscats, catfights (presumably amongst the felines, and not the fellow-parents... 🤔) and a figure of £750 was mentioned.... as was lack of insurance 😟

    I hope any O/T can be balanced - giving you reward, without sapping your energy.

    Greying X
    Grocery spend March 2026 £83.09/£195 
    Non-food spend March 2026 £34.98/£80
    Bulk Fund 2026 Month 3/12 - £0/£114.50 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • edinburgher
    edinburgher Posts: 14,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks @Greying_Pilgrim- I share your hopes! Nothing happening until the end of next week at the earliest, I can enjoy the last of the rugby first.
  • Sorry to hear about the cat. We had spate of bad luck with our cars last year. Just one thing after the other. I think we spent around £2000 in total. Desperately holding on to mine now to get my moneys worth.

    Good news about the overtime.
    2017 - mortgage of £140,000 and interest rate of £10 a day
    Feb 2021 mortgage of £103000
    November 2021 mortgage of £93000
    December 2022 mortgage of £79000
    December 2023 mortgage of £73000
    March 2024 mortgage of £70000
    May 2024 mortgage of £68000
    October 2024 mortgage of £65000
    February 2025 mortgage of £63000
    March 2025 mortgage of £45000 and interest of £6.07 per day
    November 2025 mortgage of £41000 and interest of £5.62 per day
    March 2026 mortgage of £38000 and interest of £5.22 per day
  • De lurking to use this linky: https://www.gov.uk/government/news/boost-for-side-hustlers-as-300000-people-to-be-taken-out-of-tax-returns-government-announces
    Side hustle threshold tripled, announced 2 days ago.  Does this include Scotland? 🤞🏼
    Debt Free 🍾 since 6.8.13 £32k
    Saving for 🎄 🎁 2026 £218/£730 29.8%
    6 mth 🆘 fund £10k
    Mortgage offset fund £23.2k/£30k 77.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • CCW007
    CCW007 Posts: 1,141 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 13 March 2025 at 7:24PM
    Can I check my understanding of the changes re side hustle? My reading of it is that threshold for paying tax isn't changing, the requirement will still kick in at £1k but the difference is that a tax return / self assessment won't be required until £3k. Between £1k and £3k there will be a simple form to fill in rather than completing a full assessment.

    https://news.sky.com/story/no-more-tax-returns-for-side-hustlers-selling-clothes-on-vinted-or-making-money-from-tiktok-13326386

    "To simplify the complex tax return system, the government also said a new online form will be introduced to declare cash earnings up to £3,000 for self-employed work."

    I'll be very happy if I've got it wrong though!
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