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Learning to walk before I run
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@South_coast - I don't MB any more. We are currently in the best financial position we have been in 3-4 months, I just hate to go back 5 steps because of random cat stupidity7
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Tbh, I would let the cat recover on her own. She’s quite young isn’t she? I do vaccinations for our little monster ❤️ but avoid the vet for everything else as much as possible. She came in one night a while with a bleeding paw. She was very subdued and quiet for a few days, breathing heavily but recovered on her own - looked like she had pulled a claw half out or some such. We would have taken her in if there had been something stuck in there.If there is nothing showing in the x-ray it’s probably just a soft tissue injury. There’s not much that vets can do to help with that, just as for doctors and humans with that kind of injury. 🤞 for her and you.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
@KajiKita - She's 7, give or take. YMMV, but I'd always have a cat who has gone lame with no visible external injury checked by the vet. This particular cat has a metal pin in her other leg, had a nasty episode with an infected abscess and recently experienced mystery allergies. I wouldn't risk leaving her to her own devices, conditions only ever seem to get worse.£4.24 OPed, £0.74 cashback from Chase.6
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Sorry to hear about the cat - hopefully she will recover soonDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
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Ooh, I might do a few more honey sales at markets this coming FY then!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Hope the cat recovers with a miracle. Its really hard, I always err on the side of caution with the horses as the bills rise so dramatically if something gets worse however I was a bit put off when I discovered that the vets "on the road" for the horses have daily financial targets to meet. That doesn't square with patient care in my book at all.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Watty1 said:Hope the cat recovers with a miracle. Its really hard, I always err on the side of caution with the horses as the bills rise so dramatically if something gets worse however I was a bit put off when I discovered that the vets "on the road" for the horses have daily financial targets to meet. That doesn't square with patient care in my book at all.So many of the vets have been bought up by big companies (multinationals, possibly? I can't remember exactly, but the Beeb did an article a while back) and they are not the care-centred practices they used to be. It's not good for the patients or their owners as the bottom line is all about money. They don't change the names of the practices either, so you can't always tell straight off if it's an independent or not. Better regulation is needed IMO. So sad.Hope cat recovers Ed - you've done the right thing getting her checked out.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
It seems to be the same which ever "industry" you have to use. Anything that is owned as part of a business seems to have the same problem. I have friends involved in garages & they have targets. I would never trust one of them to MOT my vehicle or do a repair, just in case they are under target. So I certainly wouldn't trust one owned like that to look after either our health or a pets health.7
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Nearly £700 paid out to the vet. Cat has had a reaction to the anti-inflammatory and was passing blood
We have discontinued the medication and will now need new cat baskets. Blech!
All pots have been robbed, we've lost about 9 days on YNAB, no more OPs this month.On the brighter side, work are amenable to me returning to some limited overtime, which might not be an awful idea if I keep it minimal.£50 received from Y Live, 21% set aside for tax, 8% paid into S&S ISA. Maybe I'll not need my tax pot if they change the trading allowance?8
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