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Learning to walk before I run
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I totally get the "taking your foot off the gas" when it comes to job hunting; it's easy to get lulled into a sense that "it's not that bad".5
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£2.30 + $0.25 from studies so far (screened out of one). Grinding through some work as wellCat 1 is injured again. Vet at 12*Edit: We're looking at c. £600 just for pain relief, sedation and x-rays. Jesus wept.4
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Blumey. That’s a lot.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Have you got insurance for the cat? That’s steep.2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
May 2021 mortgage of £100000
July 2021 mortgage of £97000
November 2021 mortgage of £93000
July 2022 mortgage of £84000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day5 -
No insurance
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May be look into it for the future. We pay around £15 per month.2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
May 2021 mortgage of £100000
July 2021 mortgage of £97000
November 2021 mortgage of £93000
July 2022 mortgage of £84000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day4 -
@AgathaSquirrel - We had insurance for several years. It was one of the things we were forced to cut after our average mortgage rate went from 2.09% to 6.15% thanks to the wilted lettuce. Gambled and lost, vet costs have risen dramatically since we last had insurance. I will look at it again in the near future because the risk of catastrophic costs seems to be rising.
X-rays have shown no firm evidence for what is wrong. The next step being mooted after a short period of watchful waiting is a CT scan. I can't even imagine what this will cost. In all honesty, if we were receiving these sorts of bills for treatment, we'd have to think hard about how we'd afford them despite the truly awful alternative. We're not having her euthanised for a gammy leg, but it's hard work squaring the financial circles.
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Totally understand. Hard decisions need to be made sometimes.
Hope the cat is OK.2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
May 2021 mortgage of £100000
July 2021 mortgage of £97000
November 2021 mortgage of £93000
July 2022 mortgage of £84000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day3 -
Sorry to hear about the cat, Ed 🙁 Is there the chance of making a quick few quid while Cheltenham is on this week, or is it not as straightforward on horses?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Whoops, I mean MBing on Cheltenham 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5
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