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Learning to walk before I run
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Oh I had forgotten the (infectious) joys of having young ones.6
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Was in the office for work today, managed to pick up a $20 survey after dinner. Tired, DD2 was a wee horror last night.7
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Hope you manage to dodge.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Fingers crossed you miss it. Children should be renamed "infection vectors" at this time of year!
As each junior school's little pool of variant immunity combine at senior schools, autumn term of year 7 is the one for them all to catch everything from each other and infect all the teachers. Then it happens again as they mingle with family and wider communities from other areas during every school holiday - on that cheery note, I will just bow my head and leave...Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here9 -
I ended up having a lovely sleep last night, the sun came out and I was able to dry my first load of outside laundry for 2025. Couldn't help but think of @Greying_Pilgrim and how she's been doing it for weeks alreadyFinances went fairly well, £22.90 worth of studies, including a possible "gateway" study to future work (fingers crossed). I also OPed £8.49, representing a contribution for yesterday and today.Work wasn't so great. I had a pretty successful week and have managed to get a lot of tasks completed (some were even on time). I was very unimpressed today to be assigned a task that had already passed half way through the usual response period. I felt the need to protect my boundaries by telling my boss that no - I wouldn't be rushing to complete it and that yes - I would be extending it
I know it sounds like a little thing, but feeling like I had to try and attain the unattainable was one of the things that led to my burnout. I feel pleased I pushed back, but also slightly aggrieved that I had to. Need to develop a bit more of the old DILLIGAF when standing up for myself
Happy weekend all.13 -
Well done on establishing everyones assumptions on the work project timings.
People can expect miracles and the more one delivers them, the more they expectDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest7 -
Has anyone else planned on ditching Chase after they appear to have gubbed cashback (as well as ruining just about everything else that was good about them)? Realistically, the offer has been cut from £15 to a leaner £6. I am wondering at what point I stop using them.8
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ed - any day where line drying is achieved is a help, so BRAVO 👏 less pennies to the lekki company, less moisture in the house - BRAVO 👏
Well done on the push back too. Don't forget, we make/decide on boundaries for our kiddies - and have to enforce them a gazinty-billion occasions sometimes, to get them . Just because you're dealing with an "adult", don't expect them to see that they're asking you to do something in half the time, without allowing you to devote 100% of your time to it, to 'catch up' to the deadline. Your manager's job is to manage time, staff and workloads, to whatever guidelines the employer has - a case which, for whatever reason, has been languishing in the system, is not your responsibility to fast-track. If the system is creaking and targets are undeliverable, and clients are being let down, then that isn't your fault, the system needs to be improved.
Stick to your guns. From someone who has taken a long time to discover that push back works, effectively; please continue to protect yourself, continue to do your work professionally, in accordance with your job description - which I very much doubt has 'miracle worker' shoe-horned anywhere in the title 😉
Greying XPounds for Panes £7,005/£10,000 - start date Dec 2023
Grocery Spend July 2025 £177.02/£300
Non-food spend July 2025 £65.39/£50
Bulk Fund July 2025 £9.10/£108 -
My email from Chase say it is still giving me £15 cashback with the only change being I will not get it when spending abroad.
do you think they are doing different offers?7 -
Debsnewbudget said:My email from Chase say it is still giving me £15 cashback with the only change being I will not get it when spending abroad.
do you think they are doing different offers?7
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