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Learning to walk before I run
Comments
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Norovirus! - trust me, it has no respect for the time of day. Apparently, just when they thought it was over, a second strain is now prevalent in the north, and a-coming this way southSouth_coast said:Daytime vomiting 😱 Can we tell ourselves she had food poisoning, or is that being too generous???Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here7 -
Good shout @Suffolk_lass - my charitable explanation had been car sickness6
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No financial news for the day but I have absolutely bust my hump tidying!
Spent IRO 3 hours tidying (gutting DD2's room, moving the bed out from the wall and getting all the manky crap from under it, sorting out toys to chuck or donate, hoovering and cleaning wooden floors). I also hoovered and cleaned all the other wooden floors, mopped the kitchen and took out recycling.Now reverse searing a nice Lidl joint of grass fed beef which we'll have with roasties, rainbow chard, green beans, and gravy
Edit: After some post-February virement, I've OPed £139.11. c. £700 of servitude I'll not have to do in future
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very impressive Feb round upDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest8 -
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I'm a big fan of avoiding future servitude. c£700 sounds good to me for a modest OP.
Astonished by your survey totals for February. I keep telling myself that this reflects that men are the great untapped area for market research, and not retired women; especially this one who is trying not to spend anything some weeks!Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here9 -
@Suffolk_lass - 90% of the earnings were from tasks as opposed to demographics. AI stuff that I've been patiently toiling at on and off for a few? Years now
I suspect most of AI is built on the backs of recent university graduates and middle aged professionals who correct their more florid writing
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Ed, you are not middle aged!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
Me thinks someone is in denial! 😂South_coast said:Ed, you are not middle aged!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway10 -
@South_coast- I wouldn't be miserable if I lived to 84Accidentally went into an unarranged overdraft this morning because I get paid tomorrow (silly Ed). One minute fix to send my £1500 Chase balance back the way.£4.84 OPed and made 90p on a study, it's early days.
DD1 not well (nausea (luckily not vomiting) and slept very badly), taking a day off. I'm zonked as well as I was up with her at 02:00 giving her a hug and a big bowl. Will try and move forward a few cases at work, probably not going to be a legendarily productive one.
*Edit: Contacted a roofer who replaced our gutters a few years ago. We have a minimal amount of storm damage that still needs resolved as the roof is pretty vital9
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