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Learning to walk before I run
Comments
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Are you responding to the SOA on page 1? We're on page 439 now, a lot has changed!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
There seem to be quite a few new users who have joined in the last week that dive in with advice on different threads. I would be very cautious (as we were on the savings thread). Perhaps I am just a suspicious OB but I would not be clicking on any links
Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here7 -
Have flagged up.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.8 -
I keep reminding myself to be kind to the newbies - lol - I was one once-upon-a-time - but sometimes… 🤦♀️
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)5 -
What did I miss?
This thread has become rather unwieldy, hasn't it? We have some significant costs coming up this month and I think a fresh look at our finances is in order come June/July. Consider this diary closed 👍️10 -
You missed absolutely nothing beyond a newbie trying to get their post numbers up & sound important. Beanie dealt with it.
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This thread is still dead but there's £2 extra cashback on a £10 spend at TCB today 😉
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Good wee £100ish risk free offer from eToro if you can afford to tie up £200 for 90 days and can follow basic instructions… https://www.moneysavingexpert.com/savings/general-investment-accounts/
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Are you going to start a new diary @edinburgher ? I am really missing your posts
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.5 -
Yes Beanie, will be steadying the ship and boring you all to tears from July 😉
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