Chase UK discussion

xlnc99

Daliah said:

xlnc99 said:

Also does it help if you ever go America and you can use the same Chase over there

Help in what sense?

You can use the Chase UK card worldwide, incl. in the US, with very good (Mastercard) exchange rates. You can also withdraw cash at a Chase US ATM free of charge but beyond that, there is no link or special deal between your Chase UK account and their US operation. 

Withdrawing cash free in USA is a good plus using the CHASE CARD. How is the exchange rate compared to other banks

xlnc99

Is there a hard search when opening a chase account?

noh

xlnc99 said:

Is there a hard search when opening a chase account?

No there is not.

xlnc99

Really - That is so strange! So anyone can open this account. Any overdraft facility?

RG2015

xlnc99 said:

Really - That is so strange! So anyone can open this account. Any overdraft facility?

There is no overdraft facility which may be why there is no hard search.

They also have a website which provides a lot of useful information on their accounts.

Daliah

xlnc99 said:

Really - That is so strange! So anyone can open this account.

It's not unique that banks don't do a hard search for current account applications. Starling and Monzo have been doing this for years.

The soft search doesn't guarantee that anyone can open the account - apart from having to be a UK resident and at least 18, you have to have a Government issued photo ID, as well as a 64 bit mobile phone or tablet which can run the Chase UK app. 

Daliah

RN61 said:

Chase now have a refer a friend scheme...No website for T&C .....

https://www.chase.co.uk/gb/en/product/chase-refer-a-friend/

MSE_James

Hi everyone 

A quick reminder that exchanging referral codes on the forum is not permitted, whether publicly on a thread or by private message.

If you see a post that you think might break our rules, please use the 'report' button to bring it to our attention. 

Many thanks! 

MSE James

grandadgolfer

Daliah said:

eskbanker said:

grandadgolfer said:

I just wish Chase were part of the "currant account switch guarantee"

Wanting to leave already?

They might want to switch in?

Exactly  

eskbanker

grandadgolfer said:

Daliah said:

eskbanker said:

grandadgolfer said:

I just wish Chase were part of the "currant account switch guarantee"

Wanting to leave already?

They might want to switch in?

Exactly  

For the record, it was a joke, but obviously not a very good one if it has to be explained!