Chase UK discussion

anotheruser

xlnc99 said:

Is chase worth having? I am looking at this - Also does it help if you ever go America and you can use the same Chase over there

Define "worth".

Each person wants something different from a bank.

If you want a nice coloured card, an app only bank, can pay in cash or cheques another way, tired of your current bank?  There's a linked 1.5% saver so it's worth having, more so if you have savings.

Daliah

xlnc99 said:

Also does it help if you ever go America and you can use the same Chase over there

Help in what sense?

You can use the Chase UK card worldwide, incl. in the US, with very good (Mastercard) exchange rates. You can also withdraw cash at a Chase US ATM free of charge but beyond that, there is no link or special deal between your Chase UK account and their US operation. 

newbie8

Does anyone know if Chase charge when making payments via PayPal (friends and family)? and if the Round up would work? 

crumpet_man

newbie8 said:

Does anyone know if Chase charge when making payments via PayPal (friends and family)? and if the Round up would work? 

Try it and see for yourself.  There shouldn't be a charge but also no cashback earned and the round up should work.

I wonder how may £1.01 payments you can make before it triggers some alarm with either Paypal or Chase.  It's really not worth the effort for the piffling amount you may earn in interest on the round up account.

masonic

crumpet_man said:

I wonder how may £1.01 payments you can make before it triggers some alarm with either Paypal or Chase.  It's really not worth the effort for the piffling amount you may earn in interest on the round up account.

There are already reported instances of Chase giving a warning to some customers about such behaviour. For a gain of, on average, about tuppence per transaction I'd imagine people could make more efficient use of their time.

masonic

It appears there is a new refer a friend offer. Contrary to above post (and common sense) existing customers are not eligible to be referred. It is also a breach of the T&Cs to share your referral code publicly (and against the rules of this forum to do so here).

kaspar11

masonic said:

It appears there is a new refer a friend offer. Contrary to above post (and common sense) existing customers are not eligible to be referred. It is also a breach of the T&Cs to share your referral code publicly (and against the rules of this forum to do so here).

I'm an existing customer and was eligible...what does it say in the T's and C's about existing customers? 

masonic

kaspar11 said:

masonic said:

It appears there is a new refer a friend offer. Contrary to above post (and common sense) existing customers are not eligible to be referred. It is also a breach of the T&Cs to share your referral code publicly (and against the rules of this forum to do so here).

I'm an existing customer and was eligible...what does it say in the T's and C's about existing customers? 

"If you've been invited to join Chase...

You must:

- be eligible to join Chase

- use your friend's referral code when you sign up to become a Chase customer

- not have opened or tried to open a current account with Chase before..."

When you say you're an existing customer, how did you enter your friend's referral code?

kaspar11

When you say you're an existing customer, how did you enter your friend's referral code?

It comes up as an offer called "Been referred by a friend?" and then when I click it I put the code in.

Maybe its because I've only been a customer a couple of days. 

masonic

kaspar11 said:

When you say you're an existing customer, how did you enter your friend's referral code?

It comes up as an offer called "Been referred by a friend?" and then when I click it I put the code in.

Maybe its because I've only been a customer a couple of days. 

Perhaps that's it. Nice of them to offer a grace period for people who would otherwise have just missed out on the offer.