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Chase UK discussion

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  • M25
    M25 Posts: 363 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    That's a pity I used it a lot with eBay.
  • eastcorkram
    eastcorkram Posts: 907 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Is there an alternative to Chase, as in having multiple savings pots, with instant access, paying 3%? 

    I already have accounts with HSBC and NatWest. These both appear to have instant access savings paying 1.5%. 
  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,511 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Is there an alternative to Chase, as in having multiple savings pots, with instant access, paying 3%? 

    I already have accounts with HSBC and NatWest. These both appear to have instant access savings paying 1.5%. 
    Take a look at Kroo
  • Rob71
    Rob71 Posts: 119 Forumite
    Part of the Furniture Combo Breaker
    lon_don said:
    So that's the end of it: from 7/4 no more cashback except for groceries, select transport, and fuel, and no cashback at all outside of UK or payment in non-GBP.
    even less reason to use it now............... might have to get the T212 card now........
    Thanks for reminding me about T212's card - 0.5% cashback without qualifying deposits, and 4.whatever% interest.  I suspect it won't last long, but it's worth a punt.
  • Kevin89
    Kevin89 Posts: 3 Newbie
    Fourth Anniversary First Post
    More than half the things I buy with Chase are no longer eligible, coupled with poor saver rate. 

    I've run my figures and if I revert to my Amex cashback card I'll only be about £2 worse off per month. However no more  moving £1500 back and forth every month, or moving money from Chase saver to chase spend current, or now having to remember from 6th April to keep going into phone to change card for payment because Chase no longer pays out. Not worth the hassle for £2 a month! So I'll be cancelling my Chase card...and letting them know why. Might explore Santander Edge card.
  • Newbie_John
    Newbie_John Posts: 1,214 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 6 March at 10:49AM
    Same here, I only shopped at Supermarkets with giftcards (purchased with 3-7% discount + 1% Chase).
    Petrol.. £50 a month gives me £0.50 back, may as well switch to Amex paying 0.5% and make up the 25 pence elsewhere - plus they often have useful offers - like now I can see £5 off £40 a Tesco.

    Chase started great, people moved there savings, started using it as main spending account and then when their rates dropped to 3% people moved savings out, now will stop using it as the spending account.. RIP Chase.
  • VXman
    VXman Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    For me it's just the cashback/abroad combination that attracts.   I know I can get 0.5% cashback abroad with Barclaycard rewards. Any better offerings that that for abroad use?
  • worrywart_3
    worrywart_3 Posts: 505 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    well that's a blow....
  • Cisco001
    Cisco001 Posts: 4,130 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Is there an alternative to Chase, as in having multiple savings pots, with instant access, paying 3%? 

    I already have accounts with HSBC and NatWest. These both appear to have instant access savings paying 1.5%. 
    Have a look at tandem. Currently 4.15%
  • worrywart_3
    worrywart_3 Posts: 505 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Just looked at Santander but you need a Santander current account and it's fee paying I do have a cahback Amex but haven't used it in ages I don't like that the cashback is yearly and there's a minimum spend so where to now? 
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