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The Best View Comes After the Hardest Climb.

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  • greenbee
    greenbee Posts: 17,780 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My suggestion for boxing day is 'I've been invited out and am going - the rest of you do what you like' :D
  • Sun_Addict
    Sun_Addict Posts: 23,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My dear departed MIL always used to host Boxing Day. However she used to go to SIL’s for Christmas Day and SIL would ply her with drinks. Which meant Boxing Day she was too tired/hungover to bother. One year we went to hers to find the table laden with food still in its wrappers, some plates and cutlery.  She just told us to help ourselves 🤣 Maybe you should adopt that tactic 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    It's hard and it's rubbish and the most infuriating thing about it all (which I have only seen acknowledged in the book I posted) is that if we had been stupid enough to marry any of those idiots and then divorce them, the perception of us would be completely different and people would understand that our being single is financially difficult and lonely! 

    Having a plan is usually a good thing... maybe the advisor will find some new options you hadn't spotted before.  Fingers crossed for you. 

    OH MY GOD. That is so true. SO TRUE. Especially that bit about the perception of us. "Oh didn't anyone want you? Shame" 
    NO. I didn't stick with any of the array of utter morons I "dated". Wow Rosa. Thank you. Literally never thought about it like that. 

    XXX

    :D   It's not just us who are fed up with it and it's nonsense

    Highly recommend that chapter, the one on 'no being single does not mean I am impossible to share a house with' and - well all of them basically, I spent most of the book snorting my drinks with laughter and shouting YES EXACTLY

    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • badmemory
    badmemory Posts: 9,579 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Personally I would say that being divorced is actually more of a sign of not being able to share a house.  I landed up wondering why I had been so naive as to marry twice, I mean a second one after the first disaster!  Only I could have been so daft.  The current one wants me to move in with him - not going to happen.
  • beanielou said:
    What is happening with the financial review?

    I am being grown up and seeing a mortgage advisor! Which reminds me, I need paperwork
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    beanielou said:
    What is happening with the financial review?

    I am being grown up and seeing a mortgage advisor! Which reminds me, I need paperwork
    Hope it goes well. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    beanielou said:
    What is happening with the financial review?

    I am being grown up and seeing a mortgage advisor! Which reminds me, I need paperwork
    Hope it goes well. 
    So do I, I really doubt it but it will good to know where I stand. 
    Nevertheless she persisted.
  • Right the appointment went as well as I thought. The guy was very kind and didn't charge, I need to look at my pension. I don't have enough money for anything. Ever. 

    I must save. WAY more.  

    I don't know what I am going to do about any of the information I gained today. It was MORTIFYING to sit there and explain my situation, the ins and outs of my finances, the family situation. 

    I am going to nap as I am quite pathetically tired after the meeting and have a headache, the pressured feeling of being albeit politely scrutinised was like I said mortifying. On the plus side I have done my walk.  

    XXXX

     
    Nevertheless she persisted.
  • Great you’ve had the appointment and at least know where you stand. 

    Not surprised you’re tired, hopefully a good sleep will help and can think about any actions you want to take after some downtime and rest over the next few days or weeks. 
    April 2020 - £102,222 Loans/CC’s.

    Jan 2022 - £0
    Cleared - £102,222

    Jan 2022 - Now time to build suitable investments and a business!
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