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Buffythedebtslayer
Posts: 18,924 Forumite


Hello,
Welcome to my new diary. I have one big goal to own my own place, preferably a house but more likely a two bedroom flat. With this in mind I have so far saved 12,000 pounds.
In case you didn't already know I am pretty old
and live with my mum - she used to go abroad a lot but no longer does, initially due to family illness and then good old covid! She has become quite ill and needs a fair bit of help and has done for the last 8 months or so.
My current smaller goals are as follows
1. Clear the decks
Do ALL of the crazy things I have planned for the house and my bedroom and the garden. Organise things, re arrange all the rooms, make more use of the furniture, make it safe for mum, put the alexas in better places - all the silly things that will make things better. get RID of everything I can, organise what is left.
2. Being Professional
Improve my job prospects, complete any free training I can, get up to date on the jargon, the latest b*llocks in education and look into qualifications I can do as well... and go back to having a second job. All to improve my employment prospects and my confidence at work.
These should take 4 months. Till November. Then I can start to job hunt properly, knowing "stuff"
3. Wellbeing
Calorie count and exercise to lose 40 pounds.
10 pounds by September 31st. ( I lose super slowly)
20 by November 30th
30 by Jan 31st
40 by March 31st.
4. Savings
Save 1000 pounds a month (house and then yearly insurance and Christmas expenses)
Things are changing whether I like them or not, as they always do and I must focus on my dream of home ownership.
Welcome to my new diary. I have one big goal to own my own place, preferably a house but more likely a two bedroom flat. With this in mind I have so far saved 12,000 pounds.
In case you didn't already know I am pretty old

My current smaller goals are as follows
1. Clear the decks
Do ALL of the crazy things I have planned for the house and my bedroom and the garden. Organise things, re arrange all the rooms, make more use of the furniture, make it safe for mum, put the alexas in better places - all the silly things that will make things better. get RID of everything I can, organise what is left.
2. Being Professional
Improve my job prospects, complete any free training I can, get up to date on the jargon, the latest b*llocks in education and look into qualifications I can do as well... and go back to having a second job. All to improve my employment prospects and my confidence at work.
These should take 4 months. Till November. Then I can start to job hunt properly, knowing "stuff"
3. Wellbeing
Calorie count and exercise to lose 40 pounds.
10 pounds by September 31st. ( I lose super slowly)
20 by November 30th
30 by Jan 31st
40 by March 31st.
4. Savings
Save 1000 pounds a month (house and then yearly insurance and Christmas expenses)
Things are changing whether I like them or not, as they always do and I must focus on my dream of home ownership.
Nevertheless she persisted.
15
Comments
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Good luck @Buffythedebtslayer. I’m a slow loser too ☹️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Thanks Winterwarrior
This is the current list of things I am working on
List update
Summer holiday List - A total nick from Benben XX
1. Go to the tip weekly. Been 1/5
2. Give out Christmas gifts to two best mates and other friends!
3. Shred paperwork weekly Shredding 1/5
4. Put up Guinea pig run
5. Order tube joiner for rabbits Done
6. Paint rabbit furniture
7. Go into work to pack up class room
8. Check over folders pre results day.
9. Go into work to unpack classroom
10. Empty conservatory into the kitchen!
11. Deep clean the conservatory
12. Put up homemade insulation in roof(!)
13. Return essentials to the now rearranged conservatory
14. Repot the house plants and arranged like a picture from an advert
15. Bond the rabbits (if I survive that I can survive anything)
16. Fix up the little fish tank and add all the fish to one place.
17. Sell smaller fish tanks x2 plus accessories
18. Sell guinea pig cages x2 plus accessories
19. Build guinea pig hutch and fix up rabbit enclosure. Made a start
20. Put up new stand (if it ever gets here) for big tank.
21. Empty my shed (again!) Finally bin the holding boxes and the stuff that needs to be shredded.
22. Shred things
23. Go to the Charity Shop
24. Empty my room and Paint my room (white I think)
25. Go to the Charity Shop(!) weekly I think!
26. Organise what is left in my room and shed
27. Rearrange my room (Mothernerd, send vibes)
28. Cut grass and weed weather allowing weekly
29. Hang new curtains in my room
30. Empty mum's shed, move stuff from the spare room to the shed
31. Fix up the spare room so mum can sit in it, the conservatory so I can sit in it.
32. Clean out car. and get it washed properly!
33. Buy Garden waste bags - big ones! Done and Filled
34. Order grid for pond Found the grid, just checking my maths. DONE.
35. IF I can sort Mum's room out.. but that would be difficult as she will find all this ^ stressful.
Nevertheless she persisted.3 -
What an amazing list…good luck!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Love the targets and goals, wishing you the best of luckDays to Orlando: 462- ☀️🎢2
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New diary longer list 😱😱 Still following as with all your other diaries, you can’t get rid of me that easily 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Best of luck Buffy following and cheering you on x2
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Love the title of your new diary...cheering you on!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
And I’m along for the ride also. I know you can do thisMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.2
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Also here cheering you on [waves pompoms]Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc2 -
Happy shiny new diary Buffster.
Wishing you everything you wish for yourself xxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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