Three years to get debt free

Spendywendywoo

Go easy on yourself @Willowtree222, it sounds like it's been a very busy and emotional time for you. 

You've recognised the spending and are planning to deal with it, that in itself is an achievement - it would be far easier to bury your head, but you're not. 

You've got this, sending lots of hugs xx

Willowtree222

Thanks. I'm going easy on myself. It's been a tough few months and it could have been a lot worse than it is. 

Everything will be resolved in some way.

Willowtree222

And to top everything off, I have a water infection, and also, my ear isn't feeling great. There are two pains I hate more than any other. Toothache and earache. 

I'm just hoping it doesn't develop. I'm on antibiotics already. 

Sun_Addict

You’ve had such a lot to deal with so don’t beat yourself up with the emotional spending. It’ll get sorted. 

Sorry to hear you’re not feeling good. Sending hugs and get well soon wishes x

Willowtree222

Sun_Addict said:

You’ve had such a lot to deal with so don’t beat yourself up with the emotional spending. It’ll get sorted. 

Sorry to hear you’re not feeling good. Sending hugs and get well soon wishes x

Thanks Sun,

I just think it's the result of being run down. My body isnt happy with me at all. 

Willowtree222

Ok,
Honesty post. 

I'm minus £63 into my overdraft and have had to pull money from my savings for it. 

I'm owed £245 from a friend that should have been in Monday. All of my income hasn't come in yet as I have 4 pay days. I'm still owed £490 from income. Bills will be covered once it all comes in. 

I've properly overspent on everything. Shopping has been my biggest downfall. 

Have an eye test today. It's been 7 years since my last one and I'm struggling with small print now.

Baldybear

Hello lurker here sorry to hear you have had a crap time been there done that and got so many t shirts x  be kind to yourself and big hugs, allow yourself to rest and recover, tomorrows another day.  Big hugs

Willowtree222

Baldybear said:

Hello lurker here sorry to hear you have had a crap time been there done that and got so many t shirts x  be kind to yourself and big hugs, allow yourself to rest and recover, tomorrows another day.  Big hugs

Hi, thanks for commenting. I am trying so hard to be kind. I'm also very frustrated at myself at the same time. 
I think i have a plan to help and will then reset with that. X

StickyTheStickInsect

Willow, I agree you should be kind to yourself. I’ve been following you for a long time, the thread before this one too and if you think how far you’ve come and the hurdles you’ve had to overcome, especially with DD’s Dad and his attitude to money,I think you should be really proud of yourself.
My DS1 is the same age as your DD and also neurodivergent, it adds to the challenges of keeping on top of everything, absolutely cut yourself some slack!

Willowtree222

StickyTheStickInsect said:

Willow, I agree you should be kind to yourself. I’ve been following you for a long time, the thread before this one too and if you think how far you’ve come and the hurdles you’ve had to overcome, especially with DD’s Dad and his attitude to money,I think you should be really proud of yourself.
My DS1 is the same age as your DD and also neurodivergent, it adds to the challenges of keeping on top of everything, absolutely cut yourself some slack!

Thank you. There's probably not loads on here who remember that. I know a few who did. It's been 7 years in June. He was checking my eBay and reading my diary. If he's still doing any of that now, he really needs to go and get help as it's not normal to be so interested in me. He still asks me about my love life which as I remind him, is nothing to do with him and none of his business. DD is now, and will always be,my priority. If he questions DD then he absolutely needs to go and sort his life out. He has a gf and her kids that live with him, he should focus on them. Hopefully he's also stopped driving past the house now when picking up DD from school, even though it's not on the route. Again, behaviour that shouldn't be happening and indicative of needing to sort his life out away from me. 

That was a tough time as well. However, I got through it. Grateful for what I have now and how far I have come. I also know I can't take it for granted as things change in a heartbeat. 

I also know I got here by not over spending and overpaying and the determination to keep the house and succeed. I still need that in my head.