Three years to get debt free

Willowtree222

There is another option that would take a month to sort. I am owed money from my business account (legitimately, during covid I obviously couldn't operate and didn't claim anything as I was still working).

I could pull some out now and that would clear half of what i need. 

Hmmm 

Willowtree222

Very busy weekend this weekend.

I spent yesterday at uni lectures and picked DD up afterwards. We didn't get home until late. 

Today it's been up and out for DDs club by 8am. Then working, shopping and sorting. 

I've moved £500 out of savings to pay for credit card and will use another £500 owed to me from savings so will have sorted myself out by payday 15th Feb. It's half term week that week so will make sure that I also cover this otherwise I'm going to end up in the same position.

Decluttered candle jars and also batteries from the house today. Got to wait until general waste is emptied before I do anything else. It's full to the brim.so.i can only do recyclable items. 

Willowtree222

No emotional spending the last few days and managing everything fine. 

Decluttering will continue again tomorrow as my non recyclable bin will be emptied and it is full. I give everything away I can recycle and sell everything I can but as I'm cleaning out tons of drawers, there's always going to be things that are beyond saving. 

Had some more bad news today so really feeling the pull of dwelling on things. 

Finished watching Night Agent and really enjoyed it. Hoping they do a season 3. 
I do normally prefer true life documentaries, but quite liked that one. 

I have uni tomorrow and Wednesday this week. I need to catch up. 

Sun_Addict

I’m sorry to read you’ve had more bad news. Sounds more positive on the spending front. Hoping things get better for you 🙏

Willowtree222

Trying not to focus on the negatives and carry on with the positives.

I got some money that was due, but not expected until a few months. It's covered everything without having to move anything. 

Now need to ensure that spending is kept to a minimum to keep everything as it should be. 

Always grateful when things work out. DD has a club tonight and I also have uni tonight and tomorrow. 

dawnybabes

Sorry you’re having such a tough time.  

I’m just catching up and see you do jigsaws, I’ve always got one on the go and I now get mine from the charity shops, normally pay £2- £4. 

IzzyBee

Sorry you are having such I tough time I don’t comment much but I do follow and cheer you along you are doing your best and you can’t do better than that 

Willowtree222

dawnybabes said:

Sorry you’re having such a tough time.  

I’m just catching up and see you do jigsaws, I’ve always got one on the go and I now get mine from the charity shops, normally pay £2- £4. 

IzzyBee said:

Sorry you are having such I tough time I don’t comment much but I do follow and cheer you along you are doing your best and you can’t do better than that 

Thank you
I hadn't thought about a charity shop so will have a look x

Willowtree222

Exs money due today and not arrived. Last month it was a day late so wondering if it's been changed again. 

DD has a ski lesson tonight. She rejoined another club last night so that was her busy for a few hours. She was tired this morning though. After that, I'll have a bath and curl up in front of the fire possibly with DD but she's doing skincare and facetiming her friends mostly now. 

I'm at uni today. I'm still not in work so going to make the most of trying to catch up on my studies. Last year was just a catalogue of disasters for studying, so I feel behind and this year is a submission year for part of my work. At least I'm sorting it in January anyway. 

It's inset day for DD on Friday. I did ask her dad if he wanted to pick her up early, but he hasn't responded so I've made plans with her for lunch and early afternoon. 

I've managed to increase my income away from work again. Not quite sure of total figure, but it's OK. Part has already come in so I've managed to clear the issues and emotional spending. 

Tomorrow I will have a relax day as I've had late nights with DD and also studying at the weekend and the last few days. 

I'm trying to ensure I have a couple of days a week to give myself some breathing space. Next week is my busy week so I know I'll be tired going into it. 

Not cleared any further debt. My focus has to be on sorting out the emotional spending. I know why it is happening, but that doesn't make it acceptable. With the money I got, I instantly cleared everything to prevent it being squandered. Not sure I trust myself at the minute.

I've got a few hospital appointments coming up as well so need to make sure I'm not getting emotional about them otherwise who knows what I will buy!! I have a feeling I'm.going to be put back in a splint as my wrist is clicking and grinding still. 
X

Willowtree222

Today didn't turn out well.

Went to uni and had just met my tutor when DD's school phoned to say she needed picking up as she had fainted. They suggested she visit the dr so off to an urgent care centre. They did loads of tests and found nothing and said it wasn't uncommon at her stage in adolescence to have them. 

Spent the afternoon there but she still wanted to go to her ski lesson and was absolutely fine doing it. I've emailed school and informed them there's nothing. 

I feel so tired tonight though. I did have a late night last night and then couldn't sleep.properly followed by a uni morning. My meeting was 10am but I got there for 8am to study. 

Going to watch a couple of episodes of a netflix series tonight and then have a sleep and tomorrow do a few hours of study followed by a day of rest. I'm finding I'm tired very easily at the minute and too many things in one week just drain me.