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Debt free by 40

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  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Well done on all the extra earnings, that was a great days total.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I've learned that listing items on the bay with free postage is not the best idea. If someone wants to return something you have to refund the full amount, so whatever was paid for postage is lost. So I have just been through all my itmes and changed all that were free postage.

    I donated blood successfully! My iron was ok, they had trouble finding a vein and then the flow was really slow, but we got there in the end. I was seriously considering not going back if it didn't work again, it would've been the fourth consecutive time.

    I'm very tempted by a Fitbit Charge 4, I looked it up on Amazon yesterday but it wasn't on offer. Found a new one on the bay for a very good price, I am watching it and might buy it when my Garmin sells. Now that I've started running again I would like a GPS watch and I quite like the Fitbit Charge 2 I inherited from Mr when he upgraded. It's much smaller than the chunky Garmin I'm selling but doesn't have GPS and the side button is not working. I might budget to get one for my birthday in August, it's not a priority at all.

    Still pondering on the Oddbox, if I subscribe I will have to cook more and I'm not sure I can to commit to that  :D
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done on squeezing the blood out 😂  I used to donate but a blood and platelet transfusion when I had 16yo put a stop to it. I'm sure my blood must be all mine now but they won't have me 😥
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    I'm a "slow" donor too. They usually give me a squeezy toy thing to play with to encourage it. My favourite bit is the text afterwards that tells me where my blood has gone. 
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    CRANKY40 said:
    I'm a "slow" donor too. They usually give me a squeezy toy thing to play with to encourage it. My favourite bit is the text afterwards that tells me where my blood has gone. 
    My favourite bit was the tea and biscuits after 😂
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I didn't get a squeezy toy and I was told not to squeeze too hard otherwise the needle might slip out :grimace:

    I've done my numbers today, I like to do it before payday (Monday) just in case I need to spend anything on CC at the end of the month. It didn't happen in the last few months but this month I have used a CC to pay for part of the auction lot. :cry: That is now covered with what I've sold so far but my EF is basically gone. Compared to this time last month my debt is 1166.02 down so not a bad month overall, I just need to rebuild the EF.

    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Redeemed another £10 with Lifepoints 🤑 not sure when they'll hit my account, still waiting for the rewards redeemed on Monday.
    I am surprised how quickly points add up, I'm only doing them during short breaks, when I come back from school in the morning or go to pick up and sometimes in the evening. Tonight I had loads of surveys available when I logged in so did 3 to get enough for a voucher. Prolific was quiet this week but I have some old studies pending that will take me over £5 when approved. 
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Fingers crossed for free Amazon prime! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 27 June 2021 at 9:03PM
    My Garmin sold on the bay but I decided not to buy a new fitbit for now, I'll fund the EF instead. Sold a couple of Mr's tshirts on Vinted, he finally decided to size up and let go of the ones that didn't fit anymore. And I sold Boy2's old clothes that I sorted last weekend, put them on FB yesterday and they're gone already.
    It's payday tomorrow, looking forward to the half hour high when I pay everything and fund the pots then try not to wish the time away until next payday. 
    I managed to run 4 days and do yoga 2 times this week, I'm feeling good about myself, I'll go have a seat in the smug zone 😅. But then today I ate too much and didn't move enough, it's a pattern on Sundays. We did go out before it started rainig and I hit my 10k steps goal, but been lazy overall, won't reach 2k calories used by midnight. 
    My mum sent us some money for Boy2's birthday and our wedding anniversary next month, we spent some on a lovely lunch at a nearby pub yesterday. It has a nice play area and both boys are now old enough to not need constant supervision. I was looking at other parents following their little ones around and felt really sorry for them 🤣
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
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