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Debt free by 40

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  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Reading along and keeping up, love the running. Even just Monday is more than nothing. 

    I’m presuming these are almost random Lots rather than known single item purchases on the bay of e? Keep at it, you’ll have covered your outlay before long and then you’re into the good stuff… again anything is more than nothing 
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 18 June 2021 at 9:41AM
    @MissRikkiC Tha's true, anything is better than 0! The auction was a bigger lot from a different website, not the bay

    I went for a run today, it was raining and windy but I much prefer it to being too hot.

    Two more things sold on the bay that I need to post today, one from the auction lot and a dress with labels that I bought during those 3 days when I was a size 8. Annoying that I now have to sell it for substantially less money than I paid for it, but anything is better than nothing :smiley: and I think 3 years of collecting dust/taking space in my warderobe is enough.

    I had an enquiry about another item in the lot, quite an expensive one, fingers crossed they decide to buy. That would cover another 5% of the total spend.

    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on the run @jokono and the few extra bits you’re clearing. 

    Are you allowed to share the site you’re using for the lots? I’d be keen to know is all :)
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    @MissRikkiC the auction website is John Pye, I read about it in one or two of the diaries here and spent the last bank holiday weekend watching and bidding on way too many things. It all started with a sofa which we got in the end for a very good price, but while I was there I thought I'd bid on a few other items and sell them for profit. Some were really good deals, others not so much. I have 6 gaming headphones and none of them work. 😏

    Bit of a spendy day today, sweets in £land and lunch bits in Tesco, BUT I made £11 with Shepper. I need £20 to withdraw without a fee, I'll wait for more tasks and when I get to 20 I'll send it all to the loan. Oh, also went to the local Sainsbobs garage to get some beer for Mr (I offered to get to my 10k steps goal) and bought some strawbs, salad and yogurt lollies on offer. 😬
    Not going to the shops tomorrow!
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Whoop whoop! The expensive item has just been collected, so I am now at 41% covered. 45% if I don't count the sofa.

    We baked a carrot cake but didn't have any soft cheese for icing/filling. I just had half of it plain 🤷
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have had a nosey over the weekend but don’t quite understand the delivery aspect- are they charging per item to be delivered? Somethings seem great value but it’s risky for me I think, I get excited too easily. 

    It’s worth it for those who are diligent I think whereas I will just buy things for myself?! 
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I have had a nosey over the weekend but don’t quite understand the delivery aspect- are they charging per item to be delivered? Somethings seem great value but it’s risky for me I think, I get excited too easily. 

    It’s worth it for those who are diligent I think whereas I will just buy things for myself?! 
    Haha I got very excited too 😆
    I had a look today and there were some shoes I really liked but I don't really need more shoes. Delivery is per total per "room", that was something I wasn't clear on either at first.

    NSD today. Didn't get out of the house 🙈 that helped. I had a carb loaded weekend and there's lots of carrot cake left. That's why don't bake more often, I have to eat most of it. 
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    NSD again! I went into town at lunch to deposit the money I got over the weekend from a FB sell and post a few things that sold on th ebay. While I was there I checked the Sepper app and found a job for £5, quick and easy and no interaction required  :D 
    I have also redemeed £10 from LifePoints and just over £5 from Prolific, a really good day for extra money.  B)

    Work has been crazy again, it is the third week someone in the team is off and the rest of us are slammed.

    Nothing else to report. Tomorrow I'm going to donate blood, or at least try; I've had a large quinoa-chickpea-spinach meal this evening, tomorrow I'm having a bean curry, fingers crossed my iron will be high enough.
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    CRANKY40 said:
    I used to live in London and the HT and I usually do a couple of trips a year but haven't been since covid started.... The church is St Dunstan I think? I remember the delight in finding it when we wondered through a little cut through and found it by accident. 
    Yes it is St Dunstans. Was bombed during the war and not rebuilt. It's a lovely spot. 

    You're doing amazing with all the extra pennies @jokono

    Good luck with the sewing!
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck with the blood donation. I too have arrived before and been told I have low iron. I think it’s the run I’d done prior! 🙃
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
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