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Seasidegal's Scrimpy Retirement Diary!
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Have a lovely trip, it wounds very swish.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
What a wonderful opportunity. Have a brilliant time. Sounds amazing.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Thank you everyone!🥰
@dawnybabes and @Debsnewbudget - that is so true! It's a wonderful feeling on flights not to have to ask for a seat belt extension and the trays pull down and sit very easily now!!👍
Our trip was wonderful and we were thoroughly spoilt. We both were given a beautiful silk scarf from the latest collection and the hotel was fabulous - not to mention the most relaxing massage I've ever had at the spa. The clothes were gorgeous (as always) and we were treated to two fabulous meals and lovely cocktails! I'm now back in the real world! How the other half live! I could get very, very used to it.......😉
So back to life in Seasideville now..... DD went back this morning and I had a lazy day after doing some housework. I had to stay in anyway until my latest Mounjaro pen had been delivered. I can't get it delivered elsewhere as it's packed in ice bags because it's got to be kept cold and I can't run the risk of missing the delivery, or even getting it delivered to the local post office as you can't often pick up re deliveries till the following day.I've been binge watching the latest series of 'Malpractice'. Seems good so far.SCRIMPY MSE THINGS
I picked up my euros at the airport but didn't spend anything whilst away apart from some tips.I did order my Mounjaro pen but that's it re. MSE spends since Friday morning.Money in was a monthly win of £100 on the PBs which hit my account today and has gone into the Holiday Fund category of YNAB.
WEIGHT
I ate quite well whilst away, although certainly not as much I would have done pre-Mounjaro. It was weekly jab day today and weekly weigh in tomorrow. I don't think I'll be losing anything this week but if I stay the same I'll be pleased. My calendar monthly weigh in also falls on tomorrow so I'll be trying on some smaller sized clothes to see if they feel any looser than last month!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
Sounds like you had a fantastic time.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Sounds fantastic 🤣.I’ve binged Malpractice this week, was goodSealed pot challenge 822
Jan - £176.66 :j2 -
Sounds like a fantastic trip. So glad it lived up to, and even exceeded expectations.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Sounds as if you’ve had a fantastic time of late.Well done on the weight loss 👏👏👏January spends - £587.582
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Well done on the weight loss, glad it's still working well for you.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Belated happy birthday - what a wonderful time you've had, and how fantastic to get that trip and the afternoon tea as well! Must have been an amazing experience for you & DD!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Thank you so much guys!😘
Ive been in the Highlands for the past nearly two weeks dog-sitting - just got back yesterday. It was absolutely freezing up there. 🥶. You wouldn't have thought it was nearly summer - unfortunately the heating had broken and a new part for the ground source heating is awaiting. I had the log burner in the living room which is nice to look at and warms that room but I'm afraid I'm truly a central heating sort of gal....
Apart from that it was a nice relaxing break with the Bears. I went out and visited with the neighbours a few times, cleaned, read and watched TV. The new series of 'Clarkson's Farm' had me rolling in the aisles!😂😂😂
Just before I went up to Scotland I went out with DSis and friends to see 'Cabaret' in the West End. It was an interesting production, if not the best I've seen and I love 'Cabaret'. I feel it was rather 'woke' for my taste and was less hard hitting than the film and previous productions I've seen over the years. Still the singers and dancers were excellent - but then I always think that's mandatory for West End ticket prices!
Tomorrow afternoon Im off to a Big Birthday celebration for one of my best friends so that should be good.
Tonight it's relaxing and watching the box!
MSE SCRIMPY THINGS
I hardly spent anything whilst in Scotland - apart from groceries and I treated a neighbour to coffee and cake when we went out.I had drinks, limo fare and dinner to pay when I had the theatre trip so that was pricier!
I bought some Adidas Spezials as I wanted an extra pair of trainers. These are a dark brown suede with cream leather stripes and trim - really lovely and nice and comfortable I also bought some navy and cream striped silk wide leg trousers and some russet viscose wide legged from Zara - all of this was bought by using the birthday money I recently received so not out of my clothes budget.I did receive £14.50 from the dress agency though so this goes into the clothes budget category.It's the end of the month today so I'll be checking the YNAB categories ready for June funding.
WEIGHT
I put on 0.7lb when I weighed in just before I went to Scotland - I wasn't too worried as I had rather a week of going out eating and drinking before I went. I'm weighing in on Tuesday but hopefully will have a nice surprise as I was good whilst away. I've ordered another 10mg Mounjaro pen as I feel I'm doing well on this dose.
Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4
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