The Next Phase 4 May 2021 at 5:17PM edited 24 March 2022 at 4:25PM in Debt free diaries 806 replies 26.8K views

Sunshine_girl2

I became debt free a week ago , so have decided to start a new diary to cover my journey to working part time when I am 60 in 19 months . Retirement completely will depend on certain factors , so for now I am aiming to be doing 2 days a week starting jan 2023. I want to try and save as much as I can in the next 19 months to have a little bit of rainy day money. It is very likely that I will be paying rent all through my retirement so anything I can save now will help. I want to carry on with all my MSE things that I have learnt over the last few years and try and be frugal , which will hopefully help me in my retirement. Let's see how I do with that idea. 

beanielou

Happy shiny new diary 
Settles in.

Willowtree222

Happy New Diary x

WinterWarrior

How lovely, good luck with your saving ⭐️

Seasidegal58

All tall the best with your new diary and your saving goals!👍
Have subscribed!😀

Sunshine_girl2

It's my morning in work which I really look forward to , I have done a workout and. Yougov survey, creeping up now towards 4000 points maybe I will get the £50 payout this year. 

My gym membership is now cancelled from the end of May a saving of £42 going forward , I intend to carry on with home exercise and walking . 

There is a Zumba class starting up again at my local church which I may try as my coordination definitely needs working on. 

Off to get ready for work . 

Sun_Addict

Have subscribed 😁 I think a lot of people will be staying with home workouts.

BalanceBy50

Happy new diary SSG2 😊.  I am 9 years younger than you and will follow this journey if that's ok? I am trying to sort my pensions so I can work 2 days a week from about the age of 62... well that's my plan!  In some ways renting is easier - if you have a good landlord you should never have to worry sorting out any maintenance.  My house is 50 years olod and the neighbours are all starting to get new roofs - something like that is not on my radar at all!

take care and hope you had a lovely morning in work xx

maggiem

Lovely to 'see' you and looking forward to reading your adventures running up to working part time. 

milann

Happy new diary. 

Your plans sound good. An aim to go part time will ease you gradually before you finish working completely.
There will certainly be a big void when Debenhams goes from the big city. I wonder what’ll happen to the building. I’ve visited that shop all my life 😥 I think this lockdown is the longest period without visiting there.....

HairyHandofDartmoor

I've subscribed . It's fantastic that you're debt free now and I'll enjoy reading the next part of your journey .

I will also miss Debenhams as I like their kitchenware department and it's good having so much variety under one roof. I think ours is still open (for now). A lot of people will miss it I think and you wonder what will happen to the empty premises..