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The Next Phase

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  • doingitanyway
    doingitanyway Posts: 9,861 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You've worked hard at your debt and now all your salary belongs to you. Much deserved. 
    Enjoy your time with your friend.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • maggiem
    maggiem Posts: 1,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Great to have a salary without debt reductions. Such a treat to havea coffee inside too, I had a coffee yesterday (and a cake), such a treat. 
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,065 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    Meet up with friend was as though we had seen each other last week rather than 14 months ago. The big shopping centre has lots of closed shops so sad , I hope new stores can move in and bring jobs back to retail. 
    I have been in work this morning as I usually do on a Wednesday, next week I am working three mornings in work to cover for someone on leave who works from the office all the time. 
    Tomorrow I am meeting up with 5 colleagues for a team lunch , looking forward to seeing everyone. 
    My salary has been allocated to the usual pots and I have put all the extra in Premium Bonds , I am just going to keep putting my money in the bonds . 
    I did treat myself to a new top from Fat Face in the sale last night but that is it . 
    Looking forward to sewing bee later. 
    Life is an adventure, never stop exploring.

  • Onebrokelady
    Onebrokelady Posts: 7,796 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I'm going for coffee with my mum on Saturday and I'm really excited 😀 how lovely to know your wages are not going towards debt x
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,065 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm going for coffee with my mum on Saturday and I'm really excited 😀 how lovely to know your wages are not going towards debt x
    That's lovely OBL , I hope you enjoy seeing your mum and your coffee . 
    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It sounds as if you had a lovely visit to the big shopping centre with your friend. I’ve not ventured there yet. 
    It is a lovely feeling not to have to pay out your wage to debt payments 👏👏
    January spends - £587.58
  • Willowtree222
    Willowtree222 Posts: 8,194 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That must be a great feeling not allocating that money. I am looking forward to that day too. 
    I think I know which centre you mean and I haven't been across to it yet. Such a shame so many businesses not survived. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 95,347 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you had a good lunch & yah for a nice short week :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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