We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Long term cohabitation dilemma

1235721

Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Thank you everyone for your thought and comments. Hard to read but deep down yes I believed it wasnt right.... and I have brought it up many times causing much friction. As he has very reasoned responses as to why it is as it is... and offers 'solutions' (regardless of their inachievability) I had convinced myself it was my fault I was in the situation I was in. Especially as I bought my flat just as I met him and he told me not to (he hates leasehold) and brings up my poor decision to this day. I had imagined responses would be about me finding a way to move up my property ladder somehow.... but I think I have more to be worried about than that. After so long i have convinced myself if his sincerity and love and that it must be me being difficult obstinate and argumentative. Time for some reflection. Thank you all I'm slightly overwhelmed by the thoughts and concern of strangers. Much appreciated 
    Seriously, @Virtualness - take this situation to the relationships board...

    Good luck!
  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    He always says if he dies I get it all... as I'm the one on his will. Which I have seen. So unless we split up I do in theory benefit. That's what he keeps assuring me

    If are both genuinely there for each other, your financial situation is secondary. In an ideal world, people would get married and not break up, but it doesn't work like that.
  • UnderOffer
    UnderOffer Posts: 815 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Your post reminded me of this one from last year and I initially wondered if this was the same poster. 

  • Your post reminded me of this one from last year and I initially wondered if this was the same poster. 

    Just read this. So difficult to see the reality of a situation when we're involved in it. I wonder how the OP is doing now.
  • Angela_D_3
    Angela_D_3 Posts: 1,071 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Has he mentioned marriage after 15 years? 
  • Has he mentioned marriage after 15 years? 
    No.... Not unless he is on his death bed. Been married before more than once and lost house etc so won't do it 
  • How do you pay your "rent", is it a standing order from your account into his? If so, perhaps you should remind him that a court may well see your contributions as a "beneficial interest", and if you ever split, a judge would quite possibly not consider the money that you have spent on your shared home as "gifts".

    I also think he's taking you for a ride. How much does running his house actually cost him each month? It can't be a very large sum, seeing as you're paying for everything!

    Set up a spreadsheet with all joint expenses, tot it up and divide the total amount by two. Then tell him that is what you'll be paying from now on. It doesn't matter if you earn more, if he insists that you can't have a stake in his property, then why should you subsidise his home improvements? After all, any rise in the value of his house, is only going to benefit him.
    No I've always been asked to pay rent in cash. I have brought the whole thing up numerous tune but he reasons it with me and I feel his side of things and leave it until it creeps up in me again. I pay rent for a few reasons..
    1. If I wanst living here he would have a lodger so if I dont pay rent hes losing out
    2. If I wasnt paying him rent and living here then I'd be paying rent or mortgage anyway and it would cost me a lot more to have somewhere like this house
    3. Whilst I'm living with him and my flat mortgage is being paid, if I dint pay rent I'd be growing my assets at his expense. 
    He sounds unkind, and manipulative.
  • Angela_D_3
    Angela_D_3 Posts: 1,071 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Has he mentioned marriage after 15 years? 
    No.... Not unless he is on his death bed. Been married before more than once and lost house etc so won't do it 
    What do you think would happen if you refused to pay the £400 ? 
  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 April 2021 at 8:47PM
    No.... Not unless he is on his death bed. Been married before more than once and lost house etc so won't do it 
    On his death bed is still an option, could make it easier to claim a share of his pension etc  :)

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.