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Must try harder!

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Comments

  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks everyone. She does have a bright purple collar 🤭 I never connected it to that poem for dog , but I have embraced that for myself. I am trying to wear what makes me happy (hence the joyful trainers) instead of things to fade into the background. What a waste of those younger years when I looked much better…youth is indeed wasted on the young! 
    I went for a walk in the end this morning (over 12k steps up to now) and dog made sure her dad didn’t sleep…so it wasn’t just me 😬. He went back to bed this afternoon and I had to walk up and down the garden while she was outside and then hang around in the kitchen while she slept on the tiles. The minute I left the room her bark kicked in 🙄 Anyway, the good news is she has settled now, so I’m hoping for a much more peaceful evening. 
    I also closed the tabs for the coats…I do not need another coat. Truly, I do not! 
    I hope you have all had a good Saturday 🌷

    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Sun_Addict
    Sun_Addict Posts: 25,106 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Friday WW. Not heard from you for a few days so hope all is well. Hopefully you haven't disappeared under a pile of new coats 😊
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy Friday WW. Not heard from you for a few days so hope all is well. Hopefully you haven't disappeared under a pile of new coats 😊
    Ha ha, it’s always a possibility, but no!
    i have just felt really boring, with nothing to report, so didn’t want to put you all through it. Life is hard enough without reading about me doing nothing interesting at all! 
    Payday today, hurrah, so I have done the shuffle, overpaid the mortgage (just £80 per month) and moved £400 to premium bonds. I plan to have another relaxed spending month as the plan for June worked very well. Because I had a substantial frittering fund I did not grab from any pots or take back any savings. I ended up with £900 increase in savings, but I realise the one off payment I had last month contributed nicely to this. However, as long as I go up a bit each month, keep my pots well fed and in tact, I am ok with spending more throughout the month. I have no idea where it all goes, but the micro spending on kindle books, extra pet snacks, the odd clothing bargains has made my June that bit happier, so long may it continue. 
    Yesterday we had glorious sunshine and I managed to get a lot of clothes washed and dried over the course of the day. I’m glad I made the effort as it’s tipping down today and seems to be forecasting rain all next week (well obviously, as I have the week booked off work!).
    Next week is birthday week..yes I do hope to drag it out for a week 😁. MrWW has transferred me some money, but I have no idea what to spend it on yet. Monday I have my car in for mot and service…quoted at £411, so touch wood nothing else needs doing. I have £800 in my car pot, but I always stress about mot’s and will feel much happier once it’s done. I swear I’ve been worrying about it for a month already, I really don’t like things I can’t predict, or anything outside of my comfort zone. I have £300 to allocate across my pots, but I’ll wait until after the mot to do that, so I have an extra buffer. 
    I hope you all have a very happy Friday 🌷
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Happy nearly birthday week! Exciting to have birthday money to decide what to spend on
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • jwil
    jwil Posts: 23,145 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Birthday week!  Hope the MOT goes well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 98,303 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 21 months left.
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy Tuesday ☀️ My car passed its mot yesterday and I paid for the service, so I can stop stressing now and hopefully enjoy the rest of my week. I didn’t win anything on the pb’s so I’m vaguely disappointed about that! I have no idea what we’ll be doing today yet, but I’m hoping MrWW wants to go out and do something! I hate to waste days off. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Hooray for car being sorted. Hope you're having a good day 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,578 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yaay for the car being sorted 😊👏🤩
    Enjoy your day off today. If Mr WW doesn’t want to go out, why not go out anyway and not lose the light and hopefully sunniness of a day at this time of year? 😊

    KK
    As at 15.02.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 18 books of target 52 in 2026 as @ 21st February.
    Produce tracker: £44 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 23,145 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hurrah for the MOT!  Hope you managed to go out.  I didn't win either (again!).
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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