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Must try harder!

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  • Naomim
    Naomim Posts: 3,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Cue all the horse stories 😂.

     I ended up in plaster trying to get on a horse! Tore the tendons and ligaments in my thumb.
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Good Morning and happy Monday...work again 😖 Where did the weekend go?
    I can’t say I’m excited about this week, but hey ho, only 3 and a half weeks til payday 😬
    my last big dd went out this morning, so I’m now at the poverty stage of the month, just 2 small dd’s left totalling £25, my prime, a regular coffee bean order and a birthday to account for. My £50 a week pocket money idea hasn’t worked again, but I’ll try again next month! It’s more like £20 a week left...that should be doable as all essentials are covered, but I’m not very good at this bit 🙄
    Well I really must get out from under these cats and get everything sorted for a gripping day at my desk. Have a wonderful Monday everyone 🌞🌸

    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Monday  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jokono
    jokono Posts: 767 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Happy Monday!
    I'm also left with very little in my bills acount, two DD go out after the 20th and even though the money is there it's always a bit stressful until they're all paid. I check my account daily anyway, sometimes multiple times a day 🙃
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Good luck with sticking to the budget.  You can do it!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    jokono said:
    Happy Monday!
    I'm also left with very little in my bills acount, two DD go out after the 20th and even though the money is there it's always a bit stressful until they're all paid. I check my account daily anyway, sometimes multiple times a day 🙃
    Me too! I also stress until things come out...no idea why! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Good morning and happy Tuesday 🌞
    I am going for NSD 4 today. Yesterday I bought a box of fat balls...totally unnecessary, but I used up the last of the last box of 150 and we’ve been enjoying watching all the birds feeding their babies from the feeders in the kitchen garden. We have birds of all kind here as we are coastal and rural. I even have a few seagulls who wait on the roof every morning to nab the old cat food first thing....we are zero waste here as I empty all the old dishes into a bowl each morning and Chuck it in the garden in 2 places for the birds, then the cats get clean bowls with new pouches to lick the tops off or reject as they see fit! The old food is split, half in the middle of the garden for big birds and half under the trees for the smaller ones....they are all like vultures, the seagulls are gobbing it down before I’ve even got back to the door 😁
    Today will be the usual round of excitement of work, cook, bed. Ah well, only 4 days to the weekend!
    Enjoy your days 🍫🍫
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • IzzyBee
    IzzyBee Posts: 2,649 Forumite
    Fifth Anniversary 1,000 Posts Photogenic
    That made me laugh the cats picking and choosing I’m a cat lover I haven’t got one now but I’ve had them over the years and they definitely train you 😂
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Good morning 😊 Next door's cat takes care of anything that Madame Greedy Guts (not her real name but she has a series of uncomplimentary titles based on behaviour) pronounces inedible. The two cats from across the back visit most days too "just in case". They're all twice the size of ours and are happy to let Dopey yell at them and bop them lightly around the face so that she thinks that she's the boss cat while they wait for food and/or cat treats to fall out of the french windows. 
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