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Must try harder!
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prem bonds for me have out performed any savings accounts , the nice thing is you can reinvest any wins you get and build up quite a little pot2
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Just checked mine for this month , my big investment doesn't become live until next month but this month I've had 2 x £25 prizes on a holding of £6600 so thats a lovely little return.3
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I've now read that diary and no surprise it's the same person whose previous diary I had to leave. So I wont be subscribing or reading any more.
I might look at premium bonds for the kids too.Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again2 -
That’s some amazing wins on pb’s, well done all of you.
are they easy to cash in if you need to, or has nobody tried?And I’ve also unfollowed...it was so frustrating! I’m probably the wrong weight to follow it anyway 😬Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
You and me both kiddo. I was happily married to someone who loved me no matter what though and I that's something that money can't buy.WinterWarrior said:I’m probably the wrong weight to follow it anyway 😬4 -
I like premium bonds because they are easy access but not 'too' easy. Like you I tend to dip into savings, and it's only recently that I've managed not to. I haven't withdrawn anything, but it doesn't look like it would be too hard, but it says it takes up to 3 banking days. I think all bonds have the same likelihood of winning, but you are just more likely to win the more you have. So if you have £thousands, you are more likely to win than if you just have £100"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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If you want to withdraw you just process it online , you can withdraw whatever amount you like as long as its units of £25 as the price per bond.
I've only ever withdrawn once , I like watching it build with the prizes2 -
Is it easy to get up?
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Ooh I'm looking at them now. Thinking I might stick some of my emergency fund in there.Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again2
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So was I 🤣 I don’t have much of a fund, but it would be fun to maybe stick £25 a month in or something and see how it feels. I got sucked in to the winners stories 😁Naomim said:Ooh I'm looking at them now. Thinking I might stick some of my emergency fund in there.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12
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