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Must try harder!

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  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    I was told that bills and your normal grocery shop don't count when it comes to NSDs. That seems sensible. I keep losing track of NSDs though. I need to try harder. 
  • Baileys_Babe
    Baileys_Babe Posts: 6,265 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    When I did the NSD challenge a couple of years ago, each person set what counted as a spend to them. Some included direct debts others only unplanned spends and most people were somewhere in between.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    What amazing news, I bet it made your weekend along with the beautiful weather! :sunglasses:

    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    jokono said:
    What amazing news, I bet it made your weekend along with the beautiful weather! :sunglasses:

    Thanks jokono...I’m now at the worrying and waiting stage, haha. It’s all on a property sale which hasn’t quite gone through yet. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I hope it all goes well! 
    I am 2 years away from being able to start saving properly and I still worry sometimes about what I'm going to do with that money. :grin: It's too long in the future to spend any time looking into it but I still think about it.
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Good morning and happy Wednesday.
    I have declared early for NSD1 so I have no choice, but to have a no spend day. 
    The sun is shining, which is a little sad on a work day, but I’ll get some washing out.
    Enjoy your days 🧁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Good morning and happy Wednesday to you too 😊
  • Sun_Addict
    Sun_Addict Posts: 24,033 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Wednesday ☀️ I hate being stuck at my desk when the sun’s shining but at least WFH I can pop outside every so often.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Morning!
    I worked outside most of yesterday but really struggled to see anything on the screen. I think I'll work inside today and like Sun_Addict will pop outside for a break every hour or so.
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
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