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Must try harder!
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I was told that bills and your normal grocery shop don't count when it comes to NSDs. That seems sensible. I keep losing track of NSDs though. I need to try harder.3
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When I did the NSD challenge a couple of years ago, each person set what counted as a spend to them. Some included direct debts others only unplanned spends and most people were somewhere in between.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family3 -
What amazing news, I bet it made your weekend along with the beautiful weather!
01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,1102 -
jokono said:What amazing news, I bet it made your weekend along with the beautiful weather!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
I hope it all goes well!
I am 2 years away from being able to start saving properly and I still worry sometimes about what I'm going to do with that money.It's too long in the future to spend any time looking into it but I still think about it.
01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,1102 -
jokono said:I hope it all goes well!
I am 2 years away from being able to start saving properly and I still worry sometimes about what I'm going to do with that money.It's too long in the future to spend any time looking into it but I still think about it.
Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
Good morning and happy Wednesday.
I have declared early for NSD1 so I have no choice, but to have a no spend day.The sun is shining, which is a little sad on a work day, but I’ll get some washing out.
Enjoy your days 🧁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Good morning and happy Wednesday to you too 😊4
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Happy Wednesday ☀️ I hate being stuck at my desk when the sun’s shining but at least WFH I can pop outside every so often.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Morning!
I worked outside most of yesterday but really struggled to see anything on the screen. I think I'll work inside today and like Sun_Addict will pop outside for a break every hour or so.01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,1102
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